Comparison

CrediTotal vs Rapikom

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CrediTotal

Shop at Mundo Total stores nationwide and pay later in convenient installments. Enjoy fashion, electronics, pharmacy, and home goods without commissions or interest.

Highlights
  • Buy now, pay later
  • Shop at Mundo Total stores
  • Pay in installments
  • No commissions
  • No interest
Features
Read full description

CrediTotal compra hoy y paga después Realiza tus compras en las tiendas de Mundo Total a nivel nacional, dónde encontrarás una gran variedad de productos de moda, electrodomésticos, farmacia, hogar y mucho más. ¡Disfruta tus compras pagando en cómodas cuotas sin comisiones ni intereses!

About

Rapikom

This app allows you to purchase items by paying an initial amount and then splitting the remaining cost into three interest-free installments. You can increase your purchasing power by joining a premium club and fulfilling payment commitments.

Highlights
  • Pay in 3 interest-free installments
  • Initial down payment required
  • Increase purchasing line
  • Join premium club for benefits
  • Shop at allied stores
Features
Read full description

Rapikom Cash te permite comprar todo lo que necesitas pagando hoy solo una inicial y el resto en 3 cuotas sin intereses. ¡Compras más accesibles para ti! ¿Cómo funciona? - Descarga la App, ingresa tus datos y aprueba tu línea de compra gratis. - Compra lo que quieres pagando una inicial en cualquiera de nuestras tiendas aliadas en toda Venezuela y el resto en 3 cuotas cada 14 días a través de nuestra app. - Si deseas triplicar tu línea de compra únete al Club Prime y disfruta de beneficios exclusivos. ¡Listo! Compra, cumple con tus compromisos para subir de nivel y obtener mayor línea de compra.

Screenshots

CrediTotal4 screens
Rapikom4 screens

Verdict

The call

The clearest difference is ratings volume: CrediTotal at 182 against Rapikom's 5. Rapikom's advantage is rating (4.0 vs 3.8). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Rapikom holds the better App Store score, 4.0 against 3.8. That said, the two scores are not equally well evidenced: CrediTotal has 182 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

CrediTotal ships an update every 2 weeks, Rapikom weekly. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
CrediTotal versus Rapikom: the parameters behind the verdict, then further details
ParameterCrediTotalRapikom
PriceFreeFree
Rating3.8 (182 ratings)4.0 (5 ratings) — better
Positive reviews35.4% of reviews—
Number of ratings182 — better5
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size67 MB25 MB
Age rating4+17+
DeveloperConceptual Dynamic PSC. C.A.Rapikom LLC

Customer experience

CrediTotal

All ratings161 ratings
Positive65.2%
Neutral1.9%
Negative32.9%
Written reviews99 reviews
Positive35.4%
Neutral5.1%
Negative59.6%

Rapikom

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%

Bugs and requests

CrediTotal

Reported bugs

3 issues
  • App not loading or opening
  • Issues with identity verification
  • Incompatibility with certain devices

Requested features

3 requests
  • Improve update process
  • Provide more transparent approval criteria
  • Enhance customer support channels

Rapikom

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CrediTotal

No in-app purchases

None

Rapikom

No in-app purchases

Questions

Is CrediTotal free?
CrediTotal is free to download, with no in-app purchases.
Is Rapikom free?
Rapikom is free to download, with no in-app purchases.
Which has better reviews, CrediTotal or Rapikom?
Rapikom is rated higher. CrediTotal averages 3.8 out of 5 from 182 ratings, while Rapikom averages 4.0 from 5 ratings.
Do CrediTotal or Rapikom have ads?
Neither CrediTotal nor Rapikom shows ads.
Which is updated more often, CrediTotal or Rapikom?
CrediTotal ships an update every 2 weeks, and Rapikom weekly. Most recently, CrediTotal was updated on October 27, 2026 and Rapikom on October 28, 2026.

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