Comparison

Moola by Virtual Switch vs BilmaPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moola by Virtual Switch

This financial solution empowers Africans with easy payment options, making finance management effortless. It aims to provide convenient access to financial services for everyone, regardless of background.

Highlights
  • Easy payment options
  • Convenient financial management
  • Empowering Africans
  • Accessible financial services
Features
Read full description

Moola by Virtual Switch is more than just a brand – it’s a financial solution that’s committed to empowering Africans with easy and convenient payment options. We believe that access to financial services should not be limited by age, background, or educational level. With Moola, managing your finances becomes effortless, putting control and convenience at your fingertips.

About

BilmaPay

Features
Read full description

Pay your bills with BilmaPay buy 1. Airtime 2. Internet Data 3. Electricity, and 4. Cable TV With amazing cashback rewards, you earn while paying bills.

Screenshots

Moola by Virtual Switch4 screens
BilmaPay4 screens

Verdict

The call

The clearest difference is ads: Moola by Virtual Switch at none against BilmaPay's shown. BilmaPay's advantage is iOS requirement (13.0 vs 15.5). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Moola by Virtual Switch ships an update every 3 weeks, BilmaPay monthly. The most recent releases landed on September 13, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
Moola by Virtual Switch versus BilmaPay: the parameters behind the verdict, then further details
ParameterMoola by Virtual SwitchBilmaPay
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeks — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.513.0 — better
Further details — not scored
Size162 MB39 MB
Age rating4+4+
DeveloperVirtual Switch International LimitedBilma Technologies Ltd

In-app purchases

None

Moola by Virtual Switch

No in-app purchases

None

BilmaPay

No in-app purchases

Questions

Is Moola by Virtual Switch free?
Moola by Virtual Switch is free to download, with no in-app purchases.
Is BilmaPay free?
BilmaPay is free to download, with no in-app purchases.
Do Moola by Virtual Switch or BilmaPay have ads?
BilmaPay shows ads; Moola by Virtual Switch does not.
Which is updated more often, Moola by Virtual Switch or BilmaPay?
Moola by Virtual Switch ships an update every 3 weeks, and BilmaPay monthly. Most recently, Moola by Virtual Switch was updated on September 13, 2026 and BilmaPay on September 19, 2026.

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