Moola by Virtual Switch vs Bloc Hub (Formerly GPay)
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Moola by Virtual Switch
This financial solution empowers Africans with easy payment options, making finance management effortless. It aims to provide convenient access to financial services for everyone, regardless of background.
- Easy payment options
- Convenient financial management
- Empowering Africans
- Accessible financial services
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Moola by Virtual Switch is more than just a brand – it’s a financial solution that’s committed to empowering Africans with easy and convenient payment options. We believe that access to financial services should not be limited by age, background, or educational level. With Moola, managing your finances becomes effortless, putting control and convenience at your fingertips.
Bloc Hub (Formerly GPay)
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Bloc Hub puts your money in your pocket — one app for transfers, bill payments, savings, and everyday banking. Send Money, Instantly Transfer to any Bloc Hub user, any Nigerian bank, or your saved beneficiaries in seconds. No queues, no waiting. Pay Bills in a Tap Top up airtime and data, pay electricity bills, and renew your Cable TV subscription — all without leaving the app. Save Toward Your Goals Set money aside and watch your savings grow, right alongside your everyday wallet. Track Every Transaction See your balance, recent transfers, and full transaction history at a glance, with receipts you can share anytime. Built for Everyday Use Secure sign-in with BVN/NIN verification Real-time balance and commission tracking Saved beneficiaries for faster repeat transfers Clean, simple design that gets out of your way Whether you're sending money home, settling a bill before it's due, or building up your savings, Bloc Hub keeps your finances simple, fast, and secure. Download Bloc Hub today and take control of your money.
Screenshots
Verdict
Moola by Virtual Switch and Bloc Hub (Formerly GPay) are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Moola by Virtual Switch | Bloc Hub (Formerly GPay) |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.5 |
| Further details — not scored | ||
| Size | 162 MB | 83 MB |
| Age rating | 4+ | 4+ |
| Developer | Virtual Switch International Limited | BLOC MICROFINANCE BANK LIMITED |
In-app purchases
Moola by Virtual Switch
No in-app purchases
Bloc Hub (Formerly GPay)
No in-app purchases
Questions
Is Moola by Virtual Switch free?
Is Bloc Hub (Formerly GPay) free?
Do Moola by Virtual Switch or Bloc Hub (Formerly GPay) have ads?
Which is updated more often, Moola by Virtual Switch or Bloc Hub (Formerly GPay)?
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