Comparison

Moola by Virtual Switch vs Bloc Hub (Formerly GPay)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moola by Virtual Switch

This financial solution empowers Africans with easy payment options, making finance management effortless. It aims to provide convenient access to financial services for everyone, regardless of background.

Highlights
  • Easy payment options
  • Convenient financial management
  • Empowering Africans
  • Accessible financial services
Features
Read full description

Moola by Virtual Switch is more than just a brand – it’s a financial solution that’s committed to empowering Africans with easy and convenient payment options. We believe that access to financial services should not be limited by age, background, or educational level. With Moola, managing your finances becomes effortless, putting control and convenience at your fingertips.

About

Bloc Hub (Formerly GPay)

Features
Read full description

Bloc Hub puts your money in your pocket — one app for transfers, bill payments, savings, and everyday banking. Send Money, Instantly Transfer to any Bloc Hub user, any Nigerian bank, or your saved beneficiaries in seconds. No queues, no waiting. Pay Bills in a Tap Top up airtime and data, pay electricity bills, and renew your Cable TV subscription — all without leaving the app. Save Toward Your Goals Set money aside and watch your savings grow, right alongside your everyday wallet. Track Every Transaction See your balance, recent transfers, and full transaction history at a glance, with receipts you can share anytime. Built for Everyday Use Secure sign-in with BVN/NIN verification Real-time balance and commission tracking Saved beneficiaries for faster repeat transfers Clean, simple design that gets out of your way Whether you're sending money home, settling a bill before it's due, or building up your savings, Bloc Hub keeps your finances simple, fast, and secure. Download Bloc Hub today and take control of your money.

Screenshots

Moola by Virtual Switch4 screens
Bloc Hub (Formerly GPay)3 screens

Verdict

The call

Moola by Virtual Switch and Bloc Hub (Formerly GPay) are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

ScorecardNo meaningful differences
Moola by Virtual Switch versus Bloc Hub (Formerly GPay): the parameters behind the verdict, then further details
ParameterMoola by Virtual SwitchBloc Hub (Formerly GPay)
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.5
Further details — not scored
Size162 MB83 MB
Age rating4+4+
DeveloperVirtual Switch International LimitedBLOC MICROFINANCE BANK LIMITED

In-app purchases

None

Moola by Virtual Switch

No in-app purchases

None

Bloc Hub (Formerly GPay)

No in-app purchases

Questions

Is Moola by Virtual Switch free?
Moola by Virtual Switch is free to download, with no in-app purchases.
Is Bloc Hub (Formerly GPay) free?
Bloc Hub (Formerly GPay) is free to download, with no in-app purchases.
Do Moola by Virtual Switch or Bloc Hub (Formerly GPay) have ads?
Neither Moola by Virtual Switch nor Bloc Hub (Formerly GPay) shows ads.
Which is updated more often, Moola by Virtual Switch or Bloc Hub (Formerly GPay)?
Moola by Virtual Switch ships an update every 3 weeks, and Bloc Hub (Formerly GPay) every 3 weeks. Most recently, Moola by Virtual Switch was updated on October 24, 2026 and Bloc Hub (Formerly GPay) on October 25, 2026.

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