nera app vs Km SAR

nera | Your Money, Your Way Welcome to the future of banking! With nera, managing your money has never been easier. Open doors to new financial possibilities and stay in control of your goals with a seamless and modern experience designed just for you. Here’s what makes nera different: • An App That Gets You At nera, you come first. We reward your app usage with tailored perks and benefits that match your interests, making every interaction worth it. • The All in one Card One card, endless possibilities. Instantly switch between cashback, points, or use currency features—all in one card and completely under your control. No hassle, no limits. • Take Control of Your Finances Get a clear picture of your spending, organize your finances, and take charge of your budget to reach your goals and enjoy peace of mind. • Plan for Tomorrow Shape your financial future with confidence. nera provides innovative tools to help you set goals and take the right steps toward achieving them. • Build a Brighter Future Join nera today and experience a new era of banking—one that’s built around your needs and ambitions. Take the first step toward smarter, easier, and more rewarding financial management. Download nera app now and start enjoying the ultimate banking experience. nera App by Al Rajhi Bank, Supervised & regulated by the Saudi Central Bank.

Km SAR shows where your salary goes, and your money stays your business. It reads the statement PDFs your bank already gives you, right on your iPhone. No bank login, no account with us, nothing uploaded. PRIVATE BY DESIGN • Statements are read on your device and never uploaded • No sign-up and no bank login. Just the PDF from your bank • No ads, no tracking, no third-party analytics • Syncs between iPhone and iPad through your own iCloud. We can't see your data • Lock the app with Face ID SEE WHERE YOUR MONEY WENT • One month at a time: what you spent, how it compares with last month, and where it went by category and merchant • Worth a look: possible double charges, bank fees, categories well above your usual, and subscriptions that got more expensive • Recurring payments and when the next one is due • Daily, monthly and day-of-week trends • Every transaction searchable by merchant, description or city PLAN YOUR MONTH AND YEAR • Each month: what's left of your salary, your budgets as a checklist to tick off as they're paid, and what you've spent on each • Your salary pays what comes every month; your bonus and yearly allowances pay what comes once a year • Give every riyal a job and see what's still to assign • Raises and promotions carried through the next 15 years, with GOSI worked out for you • Loans that turn into investing once they're paid off • Net worth at the end of every year LOG TODAY AS IT HAPPENS • Log every Apple Pay tap with a Shortcuts automation • Log purchases from your bank's SMS. The message is read on your phone • Set it up once. The app shows each step • Ask Siri what's left this month, or mark a budget paid STAY ON TOP OF YOUR CARDS AND ACCOUNTS • Amount due, minimum payment and due date for each card • Credit used against your limit • Account balance, money in and money out. Transfers and card payments don't count as spending • Payment reminders before each due date • Widgets for your Home Screen and Lock Screen READS YOUR STATEMENTS Import a credit card or bank account statement PDF as your bank gives it. Every statement is checked: when the transactions add up to your bank's total, you'll see it marked Balanced. The statement reader updates automatically when formats change. Export a PDF report, a summary image or a spreadsheet (CSV). Fully in Arabic and English. KM SAR PRO The free plan reads one statement every 30 days. Pro reads all of them. Payment is charged to your Apple Account and renews automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel in your App Store account settings. Terms of Use: https://kmsar.com/terms Privacy Policy: https://kmsar.com/privacy Km SAR is not affiliated with any bank.