Snappi Bank vs SplittyX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Snappi Bank
This neobank offers a seamless and human-centric banking experience with instant account opening, virtual and physical debit cards, and fee-free transactions. Enjoy features like interest-free payment splitting and 24/7 human customer support.
- Instant digital account opening
- Virtual and physical debit Mastercard
- Fee-free transactions and currency exchange
- Greek IBAN for payments and transfers
- Interest-free payment splitting (Snappi Pay Later)
- 24/7 human customer support
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The 1st ECB-Licenced Greek Neobank. Banking the way you want to live. Snappi, the 1st Greek neobank licensed by the European Central Bank, makes banking easier, smoother, and more human. We bring together the trust of traditional banks with the speed and simplicity of fintech, so you can handle everyday money with zero hassle. No paperwork, no branch visits, no fees. Just seamless, trustworthy banking for your everyday life. With deposit protection up to €100,000 and top-tier security, you stay in control of your money—saving time for what truly matters. Everything you need from a bank, in one app: Digital account opening in less than 5 minutes – get your IBAN and virtual debit card instantly, wherever you are. Virtual debit Mastercard – add to your digital wallet for fast, secure payments. Physical debit Mastercard – shop and withdraw cash from everywhere. Send, receive, shop with zero fees. No fee for exchange rates- spend like a local on your foreign currency purchases. Greek IBAN – payments, transfers, IRIS payments, building tax exemption. 24/7 human customer support – real people, real answers via phone, email or in-app chat. Snappi Pay Later – split purchases into 4 interest-free payments, no credit card needed. Who We Are Snappi is a joint initiative of Piraeus Financial Holdings (parent company of Piraeus Bank) and Natech, a leading fintech in core banking software. Snappi – Simple. Reliable. Human. Banking that speaks your language — smart, seamless, and human. So you spend less time on money, and more time on what truly matters. Download the app now and experience banking the way you want to live. Learn more: www.snappibank.com
SplittyX
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SplittyX makes sharing expenses effortless — for trips, your flat, a night out, or anything you pay for together. Add an expense once, split it fairly, and always know exactly who owes what. FREE, WITH NO DAILY LIMITS Unlimited expenses on every plan. No daily cap, no waiting between entries, no "you have reached today's limit". SPLIT IT HOWEVER IT REALLY HAPPENED • Equally, by percentage, or by exact amounts • Itemised (VIP): enter the lines of a receipt and assign each one to whoever it belongs to • Several payers on one expense, for when two people covered a deposit together • Set a default split per group so your usual arrangement never needs re-entering KNOW WHO OWES WHOM • Clear balances at a glance • Debt simplification works out the smallest set of payments that clears everyone — nine transfers become three • Settle any amount, including part of a debt • Full history of every payment BUILT FOR REAL TRIPS • 51 currencies with automatic conversion, at the rate for the date of the expense • Everyone reads the totals in their own preferred currency • Trip dates and an optional group budget with a progress bar • Works offline — entries sync when you are back online MADE FOR REAL GROUPS • Guests: include people who do not want an account, and their share is still calculated • Invite by link, QR code, email or SMS from your contacts • Comments, notes and receipt photos on any expense • Search and filters, activity feed, spending charts by category • Recurring expenses for rent and bills, plus reminders (VIP) ALSO INSIDE • Personal spaces — a private ledger for your own spending, no members, no splitting • Custom categories per group • Light, dark and system themes • Sign in with Apple, Google or Facebook IN YOUR LANGUAGE English, Greek, Italian, Spanish, French and German — each person picks their own, in the same group. PLANS Free covers unlimited expenses, every split type, all 51 currencies, debt simplification, custom categories, offline use and one personal space — permanently, with ads. Supporter (0,99€/month) removes the full-screen ads and adds PDF reports, receipt photos, unlimited groups, 3 personal spaces and 10 AI receipt scans a month. VIP (2,49€/month) is fully ad-free and adds itemised receipt splitting, recurring and future-dated expenses, and unlimited scans and personal spaces. There is a 7-day VIP trial. SUBSCRIPTIONS Supporter (€0.99/month) and VIP (€2.49/month) are auto-renewing subscriptions. Yearly plans are also available, with the price shown in the app before purchase. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your Apple ID settings. Privacy Policy: https://splittyx.polylabx.com/privacy Terms of Use: https://splittyx.polylabx.com/terms No more awkward arithmetic at the end of a trip, and no more chasing anyone for money. SplittyX by PolyLabX.
Screenshots
Verdict
The clearest difference is in-app purchases: Snappi Bank at none against SplittyX's 4. Snappi Bank also leads on ads (none vs shown) and update cadence (weekly vs every 3 weeks). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplittyX sells 4 in-app purchases, starting at $0.99 per month. Snappi Bank asks for nothing beyond the download.
Snappi Bank ships an update weekly, SplittyX every 3 weeks. The most recent releases landed on November 4, 2026 and November 10, 2026 respectively.
| Parameter | Snappi Bank | SplittyX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (25 ratings) — better | — |
| Positive reviews | 54.2% of reviews | — |
| Number of ratings | 25 — better | — |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 737 MB | 49 MB |
| Age rating | 17+ | 12+ |
| Developer | Snappi S.A. | Georgios Doukas |
Bugs and requests
Snappi Bank
Reported bugs
4 issues- Frequent app crashes
- Unsuccessful account registration attempts
- Unresponsive customer support
- Compatibility issues with newer iOS versions
Requested features
4 requests- Push notifications for account activity
- Multi-currency account support
- Integrated investment options
- Advanced transaction history and analytics
SplittyX
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Snappi Bank
No in-app purchases
SplittyX
- Supporter$0.991 Month
- VIP Monthly$1.991 Month
- Supporter$8.991 Year
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- VIP$17.991 Year








