Budget Stream vs MOA
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Budget Stream
Streamline your finances with advanced analytics and efficient budgeting tools. Securely sync your data across devices and personalize your financial management with customizable categories. Take control of your money with an intuitive interface.
- Advanced financial analytics
- Efficient budgeting tools
- Secure cloud synchronization
- User-friendly interface
- Customizable spending categories
- Data import and export
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Achieve financial mastery with Budget Stream, the app designed to streamline your financial management. With advanced analytics, efficient budgeting, and seamless cloud synchronization, Budget Stream makes it easy to take control of your finances. Key Features: Advanced Analytics: Deepen your financial data with powerful charts and analytics. Understand your spending habits and identify opportunities for improvement. Efficient Budgeting: Create detailed budgets and track your spending with precision. Stay on top of your financial goals with easy-to-use budgeting tools. Cloud Synchronization: Access your financial information from any device with secure cloud sync. Keep your data up-to-date and protected. User-Friendly Interface: Enjoy an intuitive and user-friendly design that makes financial management simple and straightforward. Customizable Categories: Personalize your budgeting experience with customizable categories. Organize your finances to suit your unique needs. Information Management: Easily import and export your financial data. Integrate Budget Stream with other tools for a comprehensive financial overview. Experience the ease and effectiveness of Budget Stream. Download now and start managing your money better!
MOA
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MOA is a personal finance app for income, expenses, transfers, budgets, and assets in one place. Record monthly money in and out, assign every dollar to categories, and see what is available to spend this month. Track assets and liabilities together to understand net worth, then use goals and insights to review your habits. KEY FEATURES ⢠Record income, expenses, and transfers with fast amount entry ⢠Review your ledger by day, month, or calendar ⢠Assign a monthly budget with Ready to Assign ⢠See category assigned, spent, remaining, and overspending states ⢠Summaries for income, spending, and net flow ⢠Spending pace, category mix, and monthly trend insights ⢠Manage cash, cards, loans, assets, liabilities, and net worth ⢠Set category goals and track progress ⢠Automate recurring and installment transactions ⢠Customize category and account icons, colors, and order ⢠Choose a base currency and display converted foreign amounts MOA focuses on an easy daily record and a clear view of this month's budget flow. It does not connect bank accounts or import transactions automatically; you control the records and budget.
Screenshots
Verdict
The clearest difference is in-app purchases: MOA at none against Budget Stream's 2. On price, update cadence, ads and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Budget Stream sells 2 in-app purchases, starting at $2.99 per month. MOA asks for nothing beyond the download.
Budget Stream ships an update fortnightly, MOA every 3 weeks. The most recent releases landed on September 15, 2026 and September 8, 2026 respectively.
| Parameter | Budget Stream | MOA |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | ā |
| Update frequency | Fortnightly ā better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No ā better |
| Monetization | Freemium | ā |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPod |
| Requires iOS | 15.0 ā better | 15.1 |
| Further details ā not scored | ||
| Size | 64 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Budget Stream | Jukyeong Kim |
In-app purchases
Budget Stream
- Premium - 1 Month$2.991 Month
- Premium - 12 Months$19.991 Year
MOA
No in-app purchases









