Comparison

Budget Stream vs MOA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Stream

Streamline your finances with advanced analytics and efficient budgeting tools. Securely sync your data across devices and personalize your financial management with customizable categories. Take control of your money with an intuitive interface.

Highlights
  • Advanced financial analytics
  • Efficient budgeting tools
  • Secure cloud synchronization
  • User-friendly interface
  • Customizable spending categories
  • Data import and export
Read full description

Achieve financial mastery with Budget Stream, the app designed to streamline your financial management. With advanced analytics, efficient budgeting, and seamless cloud synchronization, Budget Stream makes it easy to take control of your finances. Key Features: Advanced Analytics: Deepen your financial data with powerful charts and analytics. Understand your spending habits and identify opportunities for improvement. Efficient Budgeting: Create detailed budgets and track your spending with precision. Stay on top of your financial goals with easy-to-use budgeting tools. Cloud Synchronization: Access your financial information from any device with secure cloud sync. Keep your data up-to-date and protected. User-Friendly Interface: Enjoy an intuitive and user-friendly design that makes financial management simple and straightforward. Customizable Categories: Personalize your budgeting experience with customizable categories. Organize your finances to suit your unique needs. Information Management: Easily import and export your financial data. Integrate Budget Stream with other tools for a comprehensive financial overview. Experience the ease and effectiveness of Budget Stream. Download now and start managing your money better!

About

MOA

Features
Read full description

MOA is a personal finance app for income, expenses, transfers, budgets, and assets in one place. Record monthly money in and out, assign every dollar to categories, and see what is available to spend this month. Track assets and liabilities together to understand net worth, then use goals and insights to review your habits. KEY FEATURES • Record income, expenses, and transfers with fast amount entry • Review your ledger by day, month, or calendar • Assign a monthly budget with Ready to Assign • See category assigned, spent, remaining, and overspending states • Summaries for income, spending, and net flow • Spending pace, category mix, and monthly trend insights • Manage cash, cards, loans, assets, liabilities, and net worth • Set category goals and track progress • Automate recurring and installment transactions • Customize category and account icons, colors, and order • Choose a base currency and display converted foreign amounts MOA focuses on an easy daily record and a clear view of this month's budget flow. It does not connect bank accounts or import transactions automatically; you control the records and budget.

Screenshots

Budget Stream4 screens
MOA4 screens

Verdict

The call

The clearest difference is in-app purchases: MOA at none against Budget Stream's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Budget Stream sells 2 in-app purchases, starting at $2.99 per month. MOA asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Stream ships an update fortnightly, MOA every 3 weeks. The most recent releases landed on September 15, 2026 and September 8, 2026 respectively.

Scorecard1 real difference Ā· 7 level
Budget Stream versus MOA: the parameters behind the verdict, then further details
ParameterBudget StreamMOA
PriceFreeFree
Positive reviews100.0% of reviews—
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size64 MB31 MB
Age rating4+4+
DeveloperBudget StreamJukyeong Kim

In-app purchases

2 purchases

Budget Stream

Subscriptions2
  • Premium - 1 Month$2.991 Month
  • Premium - 12 Months$19.991 Year
None

MOA

No in-app purchases

Questions

Is Budget Stream free?
Budget Stream is free to download, with in-app purchases available.
Is MOA free?
MOA is free to download, with no in-app purchases.
Do Budget Stream or MOA have ads?
Neither Budget Stream nor MOA shows ads.
Which is updated more often, Budget Stream or MOA?
Budget Stream ships an update fortnightly, and MOA every 3 weeks. Most recently, Budget Stream was updated on September 15, 2026 and MOA on September 8, 2026.

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