Comparison

Hutang vs DebtFlow

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Hutang

Features
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Keep track of money you lend and borrow with Hutang, a simple debt tracker for friends and family. โ€ข Record debts and personal loans. โ€ข Track repayments and remaining balances. โ€ข Set payment dates and plan installments. โ€ข View transaction history. โ€ข Share a debt summary. Your personal buku 555, always on your phone.

About

DebtFlow

Features
Read full description

DebtFlow is the simplest way to track money between people โ€” and build toward what you're saving for. Whether you lent a friend money for rent, owe your supplier from last month, or you're splitting a recurring bill with a flatmate โ€” DebtFlow keeps the record so you don't have to hold it in your head. DEBT TRACKING โ€” Log money you've lent or borrowed in seconds โ€” Track partial repayments with progress bars โ€” Attach payment receipts and transfer references as proof โ€” Get reminders before due dates โ€” Organise debts by category โ€” personal, business, family CONTACTS โ€” One profile per person shows your full history together โ€” See the net balance between you and anyone at a glance โ€” Add labels: Friend, Family, Business, Flatmate RECURRING DEBTS โ€” Set up repeating entries for subscriptions, loan instalments, or shared bills โ€” New entries generate automatically on schedule โ€” Settle one or all at once when payments come through SAVINGS GOALS โ€” Create goals for anything โ€” a phone, a trip, an emergency fund โ€” Track progress with deposit history and a visual progress bar โ€” Get a daily, weekly, and monthly savings pace so you always know if you're on track โ€” Celebrate milestones at 25%, 50%, 75%, and 100% โ€” Export your savings history as CSV DESIGNED FOR REAL LIFE โ€” Works in any currency โ€” Dark and light mode โ€” PIN lock for privacy โ€” Fast, offline-first โ€” no account required DebtFlow works for anyone managing money between people โ€” freelancers, small business owners, students splitting bills, or anyone who wants to stop keeping IOUs in their notes app. Download free. No ads. Upgrade to DebtFlow Pro for unlimited records, reminders, and PDF export Privacy Policy: https://sites.google.com/view/debtflow-privacy-policy Terms of Use (EULA): https://sites.google.com/view/debtflow-terms

Screenshots

Hutang4 screens
DebtFlow4 screens

Verdict

The call

The clearest difference is price: DebtFlow at Free against Hutang's $0.99. DebtFlow also leads on update cadence (every 2 weeks vs every 5 weeks) and device support (3 vs 1). Hutang's advantage is in-app purchases (none vs 3) and ads (none vs shown).

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

DebtFlow is free to download; Hutang costs $0.99 up front. DebtFlow sells 3 in-app purchases, starting at $1.99 per month. Hutang asks for nothing beyond the download.

UpkeepUpdate frequency

Hutang ships an update every 5 weeks, DebtFlow every 2 weeks. The most recent releases landed on October 9, 2026 and October 10, 2026 respectively.

Scorecard6 real differences ยท 0 level
Hutang versus DebtFlow: the parameters behind the verdict, then further details
ParameterHutangDebtFlow
Price$0.99Free โ€” better
Update frequencyEvery 5 weeksEvery 2 weeks โ€” better
AdsNo โ€” betterYes
In-app purchasesNo โ€” betterYes
DevicesiPhoneiPhone, iPad, iPod โ€” better
Requires iOS26.015.0 โ€” better
Further details โ€” not scored
Size14 MB71 MB
Age rating4+4+
DeveloperFaiz MokhtarAyobami Lawal

In-app purchases

None

Hutang

No in-app purchases

3 purchases

DebtFlow

Subscriptions2
  • 1 Month$1.991 Month
  • 1 Year$9.991 Year
One-time1
  • Lifetime$19.99

Questions

Is Hutang free?
Hutang costs $0.99, with no in-app purchases.
Is DebtFlow free?
DebtFlow is free to download, with in-app purchases available.
Do Hutang or DebtFlow have ads?
DebtFlow shows ads; Hutang does not.
Which is updated more often, Hutang or DebtFlow?
Hutang ships an update every 5 weeks, and DebtFlow every 2 weeks. Most recently, Hutang was updated on October 9, 2026 and DebtFlow on October 10, 2026.

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