Schmidti Budget vs WallyLedger

Schmidti Budget organizes your finances into three simple categories to give you a full picture and complete control of your financial future. Get a safety net and fulfil your wishes! The three categories: • Budgets: Monthly amounts for groceries, clothing, fuel, and everything else. • Reserves: Money for unexpected repairs, a broken washing machine, or a job change. • Goals: Savings goals for wishes like a new bike, a dream vacation, or s new car. See where your money really goes: There is no bank account sync, each transaction has to be entered deliberately so that you always think about each transaction twice. Of course we make it as simple and fast as possible for you, for example with recurring transactions. Based on your input, Schmidti shows you your history, your monthly progress, and how much breathing room you actually have right now. Built for shared households: Share your budget with your partner or household. Every change appears instantly for everyone, so there's no more "Did you already log that?" Real-time sync across all devices. No clutter, no ads, no tracking: Many budgeting apps pile on features until the essentials disappear. Schmidti does the opposite. We also don’t track you across other apps and we do not show ads. Privacy first: • Your data is stored in the European Union. • We do not sell or share it with advertising networks. • You can delete your account, and all associated data, at any time in the app. Full privacy policy: schmidtibudget.com/en/privacy.

WallyLedger WallyLedger is a private, offline-first personal finance app for iPhone, iPad, and Mac. Track accounts, budgets, savings goals, and recurring transactions while keeping your financial data entirely under your control. Your data stays on your device and in your private iCloud account — never on someone else’s server. No sign-up. No ads. No tracking. FEATURES • Multiple accounts — checking, savings, credit cards, cash, investments • Categorised transactions with tags, notes, and receipts • Budgets with rollover support • Recurring and scheduled transactions • Savings goals with progress tracking • Cashflow forecasts and spending insights • Credit, debt, and mortgage tracking • CSV export • Fully offline with optional iCloud sync PRIVACY FIRST WallyLedger is built with privacy by design. Your financial data is stored locally and synced through your private iCloud (CloudKit) database. We do not operate servers that store or process your financial information. • No analytics • No advertising SDKs • No trackers • No account required FREE The free version includes: • Up to 3 accounts • Up to 2 budgets • Up to 3 savings goals • Up to 3 recurring transactions • Up to 60 transactions per month • Full manual transaction tracking and reporting PREMIUM Unlock the complete WallyLedger experience: • Unlimited accounts, categories, budgets, goals, and recurring transactions • Advanced cashflow forecasts and charts • Subscription, credit, debt, and mortgage tracking • Receipt attachments and scanning • Action and notification history • Full CSV export Premium is available as: • Monthly subscription — $6.99 • Annual subscription — $59.99 • Founders Lifetime purchase — $99.99 at launch Monthly and annual plans include a 7-day free trial for eligible new subscribers. Family Sharing is supported. REQUIREMENTS • iOS 18, iPadOS 18, or macOS 15 or later • iCloud account optional for sync across devices Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current billing period. You can manage and cancel subscriptions in your Apple ID account settings after purchase. Terms of Use: https://www.apple.com/legal/macapps/stdeula/