Schmidti Budget vs Tally

Schmidti Budget organizes your finances into three simple categories to give you a full picture and complete control of your financial future. Get a safety net and fulfil your wishes! The three categories: • Budgets: Monthly amounts for groceries, clothing, fuel, and everything else. • Reserves: Money for unexpected repairs, a broken washing machine, or a job change. • Goals: Savings goals for wishes like a new bike, a dream vacation, or s new car. See where your money really goes: There is no bank account sync, each transaction has to be entered deliberately so that you always think about each transaction twice. Of course we make it as simple and fast as possible for you, for example with recurring transactions. Based on your input, Schmidti shows you your history, your monthly progress, and how much breathing room you actually have right now. Built for shared households: Share your budget with your partner or household. Every change appears instantly for everyone, so there's no more "Did you already log that?" Real-time sync across all devices. No clutter, no ads, no tracking: Many budgeting apps pile on features until the essentials disappear. Schmidti does the opposite. We also don’t track you across other apps and we do not show ads. Privacy first: • Your data is stored in the European Union. • We do not sell or share it with advertising networks. • You can delete your account, and all associated data, at any time in the app. Full privacy policy: schmidtibudget.com/en/privacy.

Tally is a simple budget-planning app that puts you in control, without asking for your bank login. No accounts. No subscriptions. No ads. No tracking. Just a clear, private view of where your money goes, what you have left, and what comes next. ◆ HOW TALLY WORKS Add your income, expenses, debts, subscriptions, and savings goals. Tally handles the math and turns everything into a budget you can actually understand. See: - How much money is left unspoken for each month - When you could become debt-free - How Snowball and Avalanche payoff strategies compare - What your subscriptions cost each month and year - How your savings goals fit into the bigger picture Tally recalculates your plan using today's date, so your numbers stay current without constant manual adjustments. ◆ PLAN YOUR WHOLE BUDGET Income — Track salary, freelance work, side income, benefits, or anything else bringing money in. Expenses — Plan for rent, utilities, insurance, groceries, transportation, and other recurring costs. Subscriptions — See every streaming service, app, membership, and recurring charge in one place. Debt — Estimate your payoff timeline and compare Debt Snowball and Debt Avalanche strategies. Savings — Create goals, plan contributions, and see how your savings fit into your monthly budget. ◆ PRIVATE BY DESIGN Your financial information stays on your device. Tally does not connect to your bank, require an account, or send your budget data anywhere. No bank login. No cloud account. No advertising. No selling your data. You can also create a local backup file and restore it directly inside Tally. ◆ SIMPLE, FREE BUDGETING Tally is free to download and free to use. No paywalls. No surprise subscription. Just a simple way to understand your money. Download Tally and start planning.