MNTHLY vs Billiary

MNTHLY is a simple, private way to track your bills, subscriptions, loans, and income — all in one place. Stay on top of due dates with smart reminders, keep your finances organized with tags and breakdowns, and always know where your money is going. FREE TO USE Optional subscriptions are available if you’d like to support ongoing development and unlock premium app icons as a bonus. PRIVACY FIRST Your financial data is yours. Always. • Your data stays in your iCloud account • No third-party logins • No tracking, no ads • Your data is never shared, never sold TRACK & ORGANIZE • Track bills, subscriptions, loans, and income • One-time or recurring payments • Flexible intervals: yearly, quarterly, monthly, bi-weekly, weekly, or custom days • Built-in support for hundreds of currencies • Custom tags and powerful search • Loan repayment progress at a glance STAY IN CONTROL • Custom reminders before due dates (e.g. 5 days early) • Mark payments as paid or skipped • Auto-mark subscriptions and recurring charges as paid • Adjust or delay payment dates, or automatically avoid weekends • Support for early loan repayments INSIGHTS THAT MATTER • Monthly totals and averages • Tag-based spending breakdowns SYNC & BACKUP • iCloud sync across all your devices • Backup, import, and export your data anytime MNTHLY helps you stay organized without compromising your privacy: no accounts, no ads, no noise. Try it out now! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Billiary is a private, offline-first bill tracker that helps you see what is due, what is paid, and what needs attention—all in one clean app. Track bills, income, subscriptions, payment cards, documents, warranties, QR codes, and loyalty cards without creating an account. Your data stays on your device. Basic · Free forever Privacy • No account required • Works fully offline • Your data stays on your device Bills and payments • Add one-time and recurring bills • Mark bills as paid or unpaid • Record payment and due dates • Track overdue bills • Organize bills by category, tag, and month • Pin important bills • Scan supported bill QR codes Payment cards and fees • Add and manage multiple payment cards • Assign a card or payment source to each bill • Choose a default card for faster entry • Add optional payment fees Insights and history • Explore redesigned Overview and Spending sections • Review this month, last month, the last 7 or 30 days, this year, or a custom period • See totals in their original currencies • Review spending by category and payment source • Browse paid bills for the selected period • See a continuous 12-month history of paid bills and income • Track income and available balance • Search bills by name, notes, or amount Subscriptions • Choose from popular services or add your own • Track renewal dates and billing cycles • Mark subscriptions as active, paused, or cancelled Loyalty cards • Store loyalty and membership cards offline • Add cards using the camera, photos, or manual entry • Detect and display supported barcodes and QR codes • Save multiple images, search cards, and mark favorites Appearance and language • Light, dark, and system themes • English, Italian, Spanish, German, French, Serbian, and Simplified Chinese Premium · One-time upgrade Unlock Smart Attachments and advanced tools for budgets, analytics, reports, reminders, and organization. Smart Attachments and warranties • Attach receipts, warranties, invoices, photos, screenshots, and PDFs • Add files using Camera, Photos, or Files • Browse, search, preview, edit, and remove attachments • Link documents to bills or create prefilled bills • Reuse files across recurring bills without duplicates • Save warranty dates, names, and notes • Review warranties and schedule separate reminders Budget, cards, and currencies • Track Cash, Card, and Savings balances • Deduct paid bills and fees from the selected source • Set optional monthly card spending limits • Review monthly spending by card • Transfer money between accounts and currencies • Manage currencies and manual exchange rates • Review activity and revert transfers Advanced insights and reports • View your monthly Bills-to-Income ratio • Compare the current month with the previous month • Explore category charts, spending trends, and tag analytics • View adaptive daily or weekly spending charts • See paid-item counts, daily averages, and highest expenses • Review subscription spending, payment history, and projections • Export PDF reports for a month, year, the last 12 months, or a selected spending period • See converted charts while retaining native amounts in report details More Premium tools • Filter bills and spending insights by tag • Create loyalty-card collections • Set multiple reminders per bill • Use flexible recurrence and custom repeat counts • Use Home Screen widgets • Create complete ZIP backups with cards, attachments, and loyalty-card images • Restore files without duplicates • Import supported legacy JSON backups Keep everything organized—privately, offline, and without an account.