HeyCost vs Pace Flow

▶ When Is HeyCost Right for You? ◎ You want to start tracking, but don’t know how ◎ You’ve felt constrained by traditional budgeting apps ◎ You’re tired of dull, repetitive expense tracking ◎ You want more clarity and control in everyday life ◎ You’re curious about your spending habits ◎ You have goals you want your money to support ◎ You want to understand your life, not just your numbers ▶ AI Auto-Log, Less Friction to Record ◎ Use AI to automatically detect the amount, date, and note from a bill, reducing manual input ◎ Keep category selection manual for more accurate expense logging ▶ Journal Your Spending ◎ Capture more than just numbers ◎ A mindful way to observe your life through expenses ▶ Organize Categories, Understand Your Spending Intent ◎ A beginner-friendly category guide loved by 3,000+ users ◎ Rich category templates and methods to help you understand why you spend—and build your own spending order ▶ Track Faster, Build a Lasting Habit ◎ Log expenses in seconds with quick-add widgets ◎ Review or batch-log your spending in calendar view ▶ Reflect on Spending Emotions ◎ Transform past feelings into meaningful experience ▶ Stats You Can Explore ◎ Interactive charts that reveal multiple dimensions of your categories ◎ Filter quickly to explore different lifestyle possibilities ▶ Privacy & Your Data ◎ We don’t run ads—and we never sell your data ◎ All records are stored locally by default, with optional iCloud sync ◎ You’re always in control of viewing and managing your data ◎ Privacy Policy：https://costaware.catalyst.zone/zh/privacy-agreement.html ◎ Terms of Service：https://costaware.catalyst.zone/zh/user-agreement.html ▶ Contact Us We value your feedback and suggestions. If you have any questions or need help, feel free to reach out: ◎ Email: service@catalyst.zone ◎ Rednote: HeyCost 记账

Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy