Comparison

Subscription Tracker vs Payify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription Tracker

Manage all your recurring payments and subscriptions in one place. Get timely reminders for upcoming charges and track your spending with detailed financial insights. Your financial data stays securely on your device.

Highlights
  • Track all subscriptions
  • Customizable reminders
  • Budget tracking
  • Expense insights
  • User-friendly interface
  • Privacy-focused data storage
Features
Read full description

Take control of your finances effortlessly with Subscription Tracker SubTracky! This all-in-one app helps you manage your recurring payments, track your subscriptions, and stay on top of your budget, ensuring that all your financial information remains securely on your device. With SubTracky, everything stays in your hands. Track & Manage All Your Subscriptions with Ease! Say goodbye to unexpected charges and disorganized spending! Subscription Tracker SubTracky is your ultimate tool for managing and tracking all your subscriptions, keeping you effortlessly in control of your finances. * Reminders & Notifications Stay ahead of your subscription charges with customizable reminders and notifications. Choose when you’d like to be alerted—whether it’s on the charge day or 1-7 days before—so you’re always prepared. * Subscriptions View and manage all your subscriptions in one place, ensuring you’re aware of upcoming charges and renewal dates. *User-Friendly Interface Navigate your subscriptions and budget effortlessly with our intuitive design. * Budget Tracking Monitor your spending with detailed financial graphics that display your weekly, monthly, and yearly budget. *Expense Insights: Gain clear insights into your spending patterns and make informed financial decisions. *Privacy First: Your data remains secure on your device, and no information is collected. Download Subscription Tracker SubTracky today to simplify your subscription management and keep your budget in check! **Please be aware that any service icons or logos displayed in the app are not owned by, nor affiliated with, Subscription Tracker SubTracky. For a detailed breakdown of our subscription options, including how to manage or cancel your subscription, please visit our Privacy Policy: https://eren.b4a.app/privacy_policy_subtracky.html Please note that our app uses Apple’s Standard End User License Agreement (EULA) for the legal terms governing the use of the app. You can review the Standard EULA here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Payify

Features
Read full description

You're probably paying for subscriptions you forgot about. The average person wastes $32/month on forgotten subscriptions — streaming trials that converted, apps they stopped using, gym memberships they never cancelled. Payify fixes that. Add your subscriptions once. Payify tracks everything and alerts you before every renewal. No bank login required. No data sold. Just your subscriptions, organized. WHY PAYIFY? - No bank account connection — 100% private - Track all subscriptions and recurring bills in one place - Renewal reminders before charges hit — never be surprised - Monthly and yearly spending totals at a glance - Expense breakdown by category - Budget limits and savings tracker - Visual analytics and spending insights - Clean, fast, and simple BUILT FOR PRIVACY Most subscription apps connect to your bank. Payify doesn't. You add what you want to track — Netflix, Spotify, gym, rent, apps, insurance — and everything stays on your device and iCloud. We never see your data. Ever. STOP OVERPAYING Free trials turn into paid subscriptions. Prices quietly increase. Annual plans auto-renew before you notice. Payify puts you back in control with smart reminders set exactly how far in advance you need them. UNDERSTAND YOUR SPENDING See your total monthly and yearly outgoings in seconds. Break down expenses by category — entertainment, utilities, fitness, software — and instantly see where your money is going. Set budget limits and track whether you're staying on track. PERFECT FOR - Anyone with multiple streaming services - Freelancers and remote workers tracking software subscriptions - Families managing shared bills and services - People who got burned by forgotten free trials - Anyone who wants to reduce monthly expenses without a spreadsheet Take control of your subscriptions. Save more. Stress less. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subscription Tracker4 screens
Payify3 screens

Verdict

The call

The clearest difference is update cadence: Subscription Tracker at every 11 days against Payify's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Tracker sells 4 in-app purchases, starting at $0.99 per 7 days and Payify sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscription Tracker ships an update every 11 days, Payify monthly. The most recent releases landed on October 21, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 9 level
Subscription Tracker versus Payify: the parameters behind the verdict, then further details
ParameterSubscription TrackerPayify
PriceFreeFree
Rating4.8 (176 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings176 — better—
Update frequencyEvery 11 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone
Requires iOS16.0 — better17.6
Further details — not scored
Size58 MB19 MB
Age rating4+4+
DeveloperEren Berkay DincERX CONNECT

Bugs and requests

Subscription Tracker

Reported bugs

7 issues
  • Notification time setting reverts to default (9:00 AM) after saving
  • Currency symbol conversion issue causing HKD to change to USD
  • Language setting automatically reverts from Traditional to Simplified Chinese
  • Scrolling does not work on summary page with multiple subscriptions
  • Categories display as blank
Show 2 more
  • Monthly subscriptions not included in yearly total calculations
  • Custom subscriptions not properly reflected in budget tracking by period

Requested features

16 requests
  • Add custom billing cycles (quarterly, semi-annual, 6-month, 24-month, bi-weekly, daily, every 30 days)
  • Display renewal date or remaining time on main subscription cards
  • Add Taiwan Dollar (TWD) currency option
  • Implement automatic currency conversion for multi-currency subscriptions
  • Add notes or details field for each subscription
Show 11 more
  • Include 6-month notification interval option
  • Show next payment date on subscription overview
  • Add calendar view or calendar integration
  • Multiple reminders per subscription
  • Import subscriptions from Apple device settings
  • Add custom subscription categories beyond 'Other'
  • Include more streaming services (MGM+, AMC+, Apple TV+)
  • Calculate monthly average cost including yearly subscriptions
  • Add iCloud backup and cross-device synchronization
  • Support for subscription sharing/family member access
  • Add contact information field for subscription management

Payify

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Subscription Tracker

Subscriptions3
  • Premium Weekly3 Days trial$0.997 Days
  • Premium Monthly$2.991 Month
  • Premium Yearly$7.991 Year
One-time1
  • Premium Lifetime$12.99
3 purchases

Payify

One-time3
  • Coffee Small$4.99
  • Coffee Medium$9.99
  • Coffee Big$24.99

Questions

Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Is Payify free?
Payify is free to download, with in-app purchases available.
Do Subscription Tracker or Payify have ads?
Neither Subscription Tracker nor Payify shows ads.
Which is updated more often, Subscription Tracker or Payify?
Subscription Tracker ships an update every 11 days, and Payify monthly. Most recently, Subscription Tracker was updated on October 21, 2026 and Payify on October 6, 2026.

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