UZMI vs XPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UZMI
This app allows users to pay bills and consumption accounts. It also facilitates sending and receiving TED transfers, a common Brazilian bank transfer method. Manage your finances conveniently on your mobile device.
- Pay bills
- Pay consumption accounts
- Send TED transfers
- Receive TED transfers
- Financial management
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Faça pagamento de boletos e conta de consumo Envie e receba Ted
XPay
This fintech platform offers innovative payment solutions tailored for Brazilian entrepreneurs. It provides personalized payment methods and is expanding its reach nationwide with new products for an intuitive user experience.
- Innovative payment solutions
- Personalized payment methods
- Nationwide presence
- New product launches
- Intuitive user experience
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A X-Pay é uma fintech que se dedica a criar soluções inovadoras para impulsionar os negócios de empreendedores brasileiros. Com sua própria plataforma, a empresa oferece métodos de pagamento personalizados para atender às necessidades específicas de cada cliente. Além de já estar presente em todo o país, a X-Pay continua expandindo sua presença por meio de parcerias estratégicas e do lançamento constante de novos produtos de última geração, que proporcionam experiências de qualidade e usabilidade intuitiva.
Screenshots
Verdict
The clearest difference is update cadence: UZMI at every 4 days against XPay's every 2 weeks. XPay's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UZMI ships an update every 4 days, XPay every 2 weeks. The most recent releases landed on September 26, 2026 and October 16, 2026 respectively.
| Parameter | UZMI | XPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 4 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 51 MB | 39 MB |
| Age rating | 4+ | 17+ |
| Developer | UZMI Bank | 2M INSTITUICAO DE PAGAMENTOS SA |
Customer experience
UZMI
XPay
In-app purchases
UZMI
No in-app purchases
XPay
No in-app purchases
