Jars vs Our Envelope Budget

A MODERN WAY TO BUDGET How do you know if you can afford something? Do you just look at your bank account balance and hope it's enough? Jars Budgets answers that question using the power of envelope budgeting. It lets you break your bank accounts into small, purposeful containers of money—known as Jars! With an unlimited number of bank connections and unlimited number of Jars, you can know exactly how much money you have for each purpose. If you ever find yourself short in one Jar, you'll immediately know what will be impacted by overspending. Simple. Smart. Secure. Forget complex spreadsheets and manual data entry. Jars connects to all of your bank accounts, allowing you to automatically download your daily transactions. When you're ready to assign them to your Jars, the app learns your habits and makes smart suggestions, so you can finish in seconds. And don't worry! Jars uses industry-leading, private, and secure means of connecting to your accounts. Your bank login credentials are never seen or stored by Jars. We use end-to-end encryption and the best protections from Plaid to ensure your data remains safe and private. Jars also understands not everyone wants to connect their bank accounts. You can still get the full benefits of Jars by easily creating manual accounts that remain disconnected from the bank. POWERFUL, FLEXIBLE FEATURES • All Accounts, One Place Unlike banks that offer sub-account features, Jars works with all of your accounts to give you a unified view of your money. • Smart Automation Our powerful Paycheck Plans let you automate routine deposits into your Jars, saving you time and ensuring your savings goals are always on track. • Built for Collaboration A single Jars membership covers the whole family. Budgeting should be a collaborative effort, and our shared accounts make it easy. • Teach Financial Literacy to the Kids Give your kids a safe, limited view of their own finances with a dedicated Junior Accounts. It's the perfect way to teach financial responsibility early.

Our Envelope Budget is the modern way to manage your money using the proven envelope budgeting method. Connect your bank accounts, automatically categorize your spending, and see exactly where every dollar goes — all from one beautifully designed app. ENVELOPE BUDGETING MADE SIMPLE The envelope method is one of the most effective ways to budget. Instead of guessing where your money went, you assign every dollar a purpose by placing it into virtual envelopes — like Groceries, Rent, Entertainment, or Savings. When an envelope runs out, you know it's time to stop spending in that category. Our Envelope Budget makes this process effortless. LINK YOUR BANK ACCOUNTS* (With Premium Subscription) Securely connect your bank accounts and credit cards through Plaid. Your transactions sync automatically so you always have an up-to-date picture of your finances. No more manual entry or guessing — your spending shows up in real time, ready to be categorized. AUTO-CATEGORIZE TRANSACTIONS Tired of sorting transactions one by one? Create rules that automatically assign transactions to the right envelope based on the merchant name. Once you set up a rule, every future matching transaction is categorized instantly. Spend less time organizing and more time living. BUDGET ON A CALENDAR See your financial future laid out on a calendar. Our Envelope Budget shows you upcoming bills, scheduled envelope fills, and projected balances day by day. Know exactly what's coming before it arrives so you're never caught off guard by a bill or an empty envelope. FLEXIBLE ENVELOPE TYPES Not all expenses are the same, and your envelopes shouldn't be either. Choose from four envelope types to match how you actually spend: • Expense envelopes for everyday spending like groceries and dining out • Bill envelopes for recurring payments with due dates and amounts • Savings envelopes with goal tracking and progress bars • Income envelopes to track money coming in SMART FILL SCHEDULES Set your envelopes to automatically fill on a schedule — weekly, monthly, or yearly. Choose the exact day, and decide whether leftover money rolls over to the next period or resets to zero. Your budget stays current without you lifting a finger. MOVE MONEY BETWEEN ENVELOPES Life happens. When you overspend in one category, easily transfer money between envelopes to stay balanced. Move funds from any envelope to another, or pull from your unallocated funds — all in just a few taps. SPLIT TRANSACTIONS Sometimes one purchase spans multiple categories. Split a single transaction across as many envelopes as you need, assigning the exact amount to each. Perfect for trips to stores where you buy groceries and household items in the same cart. SHARE YOUR BUDGET Budgeting is better together. Invite your partner, spouse, or family members to share a workspace. Everyone sees the same envelopes, balances, and transactions in real time. Stay aligned on your financial goals without the awkward money conversations. CUSTOMIZE YOUR ENVELOPES Make your budget yours. Choose from dozens of icons and colors for each envelope, or pick a custom color to match your style. A personalized budget is one you'll actually use. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/