Comparison

UNIVER vs Statok

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UNIVER

Read full description

Ще ніколи інвестування не було таким простим та доступним кожному, як зараз. Декілька хвилин та цінні папери вже у вашому портфелі та приносять пасивний дохід, спробуйте! Круті можливості застосунку UNIVER: - Широкий вибір інвестиційних пропозицій на будь-який смак та гаманець; - Починайте інвестувати від 1000 грн; - Купуйте цінні папери за 30 секунд; - Комісія за купівлю/продаж активів в додатку лише 1 грн; - Поповнюйте рахунок/виводь кошти на банківський рахунок будь-коли; - Стежте за своїм інвестиційним портфелем 24/7. І, звісно, приємний та інтуїтивний інтерфейс застосунку, щоб інвестування було лише в задоволення! Ставайте інвестором вже сьогодні, відкривайте рахунок безкоштовно за пару хвилин на сайті univer.ua (це просто, на вас вже чекають усі необхідні покрокові інструкції) та повертайтеся до нас в застосунок! З турбутою про ваш фінансовий добробут команда УНІВЕР

About

Statok

Features
Read full description

Feeling overwhelmed by spreadsheets and budgeting apps that only show you what you've already spent? That’s just tracking. Statok Plan is different. We tell you what to do next. We are not just another expense tracker; we are your personal, AI-powered financial advisor in your pocket. Our mission is to transform your financial data into a simple, actionable roadmap to wealth. We bridge the gap between knowing where your money goes and knowing where it can go. GO BEYOND TRACKING WITH YOUR AI ADVISOR This is our "magic" feature. Other apps show you charts; we give you answers. Our AI analyzes your unique spending habits to provide personalized, expert-level recommendations. Get clear weekly and monthly reports with custom insights on how to save more, grow your wealth intelligently, and make your money work harder for you. EFFORTLESSLY IMPORT YOUR ENTIRE FINANCIAL LIFE Getting started is simple. Ditch the manual data entry that causes you to give up: CSV Import: Seamlessly import transaction histories from your bank or other financial apps to get a complete picture instantly. OCR Receipt Scanner: Snap a picture of any receipt, and our tech digitizes and categorizes it for you. FROM DREAMS TO REALITY We connect your finances to your life aspirations. Use our Goal-Oriented Savings Planning to visualize and achieve your tangible milestones—whether it's a dream vacation, a new car, or a down payment on a house. YOUR COMPLETE FINANCIAL PICTURE: Your Personal AI Advisor: Get custom tips and weekly/monthly financial health reports. Effortless Data Import: Use our powerful CSV import or OCR Receipt Scanner. Holistic Net Worth: See your full financial picture by tracking all your spending. Visual Reports: Understand your financial situation at a glance with easy-to-digest charts and reports. Goal-Oriented Planning: Set, track, and achieve the goals that matter most to you. Stop feeling stressed about money. Get the clarity and confidence to build the future you deserve. Download Statok Plan today and meet your new financial buddy.

Screenshots

UNIVER4 screens
Statok4 screens

Verdict

The call

The clearest difference is in-app purchases: UNIVER at none against Statok's 3. Statok's advantage is device support. On price, update cadence and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Statok sells 3 one-off in-app purchases. UNIVER asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on June 9, 2026 and June 1, 2026 respectively.

Scorecard2 real differences · 4 level
UNIVER versus Statok: the parameters behind the verdict, then further details
ParameterUNIVERStatok
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 months
Ads—No
In-app purchasesNo — betterYes
Devices—iPhone, iPad — better
Requires iOS15.0 — better16.0
Further details — not scored
Size162 MB53 MB
Age rating17+4+
DeveloperUNIVER CAPITAL LLCVALENTYN YURIEV

In-app purchases

None

UNIVER

No in-app purchases

3 purchases

Statok

One-time3
  • Starter Pack - 20 Scans$2.99
  • Popular Pack - 50 Scans$3.99
  • Best Value - 100 Scans$7.99

Questions

Is UNIVER free?
UNIVER is free to download, with no in-app purchases.
Is Statok free?
Statok is free to download, with in-app purchases available.
Which is updated more often, UNIVER or Statok?
UNIVER ships an update every 2 months, and Statok every 2 months. Most recently, UNIVER was updated on June 9, 2026 and Statok on June 1, 2026.

Other comparisons