记账吧 vs 清记
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
记账吧
Simplify your finances with this efficient bookkeeping app. Track expenses, manage budgets, and monitor assets with AI-powered features and customizable reports. It helps you understand where your money goes and save more effectively.
- AI chat bookkeeping
- Voice input for expenses
- Quick and simple transaction entry
- Multiple customizable ledgers
- Shared ledger management
- Category-specific budgeting
- Comprehensive asset tracking
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记账不繁琐,轻松更高效! 钱总不知道花在哪儿了?总也存不住钱? 记账吧——一款旨在简化记账流程,让记账变得轻松又高效的软件。不仅记账分类清晰、统计图表查看方便,同时还支持预算和资产管理,帮助养成良好的财务管理能力。快速手机记账,记账就用记账吧记账软件。 ——产品特色功能—— 【AI聊天记账】 自定义角色在线陪聊,边聊边记,情绪价值拉满,一句话还可同时记录多笔账单,自动分类超省心 【语音记账】 懒得打字?不妨试试语音记账,发送语音即可智能识别账单信息,快捷记账解放双手更省力~ 【快速记账】 极简的操作流程,可高效完成每一笔记账操作 【多账本记账】 分类收支,支持创建多个账本,满足不同记账场景,家庭账本/旅行账本/情侣账本,都能分账本查看明细和统计图表 【共享账本】 支持多人同时管理账本,无论是家庭开支,还是班级、团队开支等,都能轻松搞定,清晰且便捷 【分类预算】 按需求设置不同分类的预算,合理控制花销,让花销变的清晰明了 【资产管理】 微信/支付宝余额/储蓄卡/工资卡/信用卡/花呗/理财基金都能分资产账户管理,让每笔收支清晰可见,方便管理 【存钱】 支持自由存钱、固定存钱和递增存入记账功能 【定时记账】 对重复性账单,支持自动定期记账 【记账提醒】 自定义每日提醒时间,再也不用担心忘记记账了 【小组件】 支持多种样式的桌面小组件 自动续费订阅服务说明: 【1】订阅周期:1个月(连续包月产品)3个月(连续包季产品);12个月(连续包年产品); 【2】订阅价格:以iAP申请信息为准; 【3】付款:通过用户的iTunes账户扣款,用户确认购买后即扣款; 【4】取消续订,如需取消续订,请在当前订阅周期到期前24小时以内,手动在iTunes/Apple ID设置管理中关闭自动续订功能; 【5】续订:苹果iTunes账户会在订阅到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期; 【6】订阅可以由用户管理,并且可以在购买后在用户的账户设置里关闭自动订阅; 隐私协议:https://bill.incmoon.com/policy/ 会员服务协议:https://bill.incmoon.com/service/ 自动续费服务协议:https://bill.incmoon.com/renew/ 更多功能正在优化开发中,敬请期待!
清记
This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.
- Minimalist expense recording
- Ad-free and distraction-free interface
- Visual financial summaries (charts)
- Absolute privacy for financial data
- Elegant and clean design
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“清”,是账目清晰,也是耳根清静。 【理念:我们为什么做这款 App】 市面上的记账软件越来越臃肿了。打开它们,满眼是理财广告、办卡推荐、繁杂的社区和让人眼花缭乱的各种入口。 但其实,我们需要的仅仅是一个能安安静静记录今天花了多少钱的工具。 于是,《清记》诞生了。 它剔除了所有与记账无关的噪音,回归工具的本质。没有广告,没有社交,没有多余的干扰。在这里,只有纯粹的收支,和清清楚楚的生活。 【功能:克制而强大】 极简极速:点开即记,没有任何多余的步骤,3秒钟完成一笔开销记录。 干净无扰:承诺永远无理财广告,无社区,不贩卖财务焦虑。 一目了然:清晰直观的折线与饼图,帮你轻松梳理每月的财务状况。 绝对隐私:你的财务数据属于且仅属于你个人,无需担心隐私泄露。 设计美学:延续留白美学,素雅清透的界面,让记账变成一种享受。 我们相信,最好的工具,是当你需要时它极其顺手,不需要时它安静地待在角落,从不打扰。 愿《清记》能帮你理清账目,也理清生活。 最终用户许可协议(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: 清记 at none against 记账吧's shown. 清记 also leads on update cadence (every 2 days vs every 2 weeks). 记账吧's advantage is iOS requirement (13.0 vs 17). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 记账吧 sells 9 in-app purchases, starting at $0.99 per month and 清记 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
记账吧 ships an update every 2 weeks, 清记 every 2 days. The most recent releases landed on September 10, 2026 and September 23, 2026 respectively.
| Parameter | 记账吧 | 清记 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 93.8% of reviews | 100.0% of reviews — better |
| Update frequency | Every 2 weeks | Every 2 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17 |
| Further details — not scored | ||
| Size | 188 MB | 78 MB |
| Age rating | 9+ | 9+ |
| Developer | Moon Technology Co., Ltd | 若飞 王 |
Customer experience
记账吧
清记
In-app purchases
记账吧
- 记账吧月度会员$0.991 Month
- 记账吧季度会员7 Days trial$0.993 Months
- 记账吧年度会员$2.991 Year
- 记账吧永久会员$4.99
- 记账吧永久会员$6.99
- 记账吧永久会员$7.99
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- 记账吧永久会员$8.99
- 记账吧永久会员2 variants$9.99
- 记账吧永久会员$49.99
清记
- 清记会员月度订阅$0.991 Month
- 清记会员年度订阅$3.991 Year
- 清记记账永久会员$4.99





