Desola vs PhosPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Desola
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Desola is a fintech app that provides money deposit accounts and payment services to individuals and businesses.
PhosPay
Manage your money with a comprehensive fintech platform. Send money instantly, pay bills, make QR code transactions, and grow your savings with competitive interest rates.
- Instant money transfers
- Bill payments
- QR code transactions
- Savings accounts
- Competitive interest rates
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PhosPay is a comprehensive fintech platform offering a range of financial services including instant money transfers, bill payments, QR code transactions, and savings with competitive interest rates.
Screenshots
Verdict
The clearest difference is update cadence: PhosPay at weekly against Desola's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Desola ships an update monthly, PhosPay weekly. Both last shipped on November 4, 2026.
| Parameter | Desola | PhosPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Number of ratings | — | 3 — better |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 110 MB | 103 MB |
| Age rating | 4+ | 17+ |
| Developer | Desola Neo Limited | Phospay Business |
In-app purchases
Desola
No in-app purchases
PhosPay
No in-app purchases








