BenPay vs PayFun
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BenPay
This app offers a comprehensive on-chain financial experience, integrating crypto payment cards, DeFi Earn, lending, and a decentralized exchange. It simplifies cross-chain transactions and provides easy access to yield opportunities with secure, low-fee trading.
- On-chain financial app
- Crypto payment cards
- DeFi Earn with aggregated tools
- Collateralized lending
- Native DEX services
- Cross-chain asset transactions
- zkLogin one-click access
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BenPay — Your All-in-One On-Chain Financial App BenPay integrates crypto payment cards, DeFi Earn, collateralized lending, and native DEX services to provide global users with a seamless and secure decentralized finance experience. Cross-Chain Made Simple Supports cross-chain asset transactions for over 10 mainstream public chains. Leveraging the BenFen native cross-chain bridge, users can navigate the BenFen ecosystem with just one click. Easy DeFi Earn Offers aggregated tools for top DeFi protocols, enabling one-click access to multi-strategy yield opportunities—lowering barriers to entry and reducing asset allocation costs. Instant Trading Provides native DEX services for low-fee, non-custodial, instant on-chain trading. A Safer, More Cost-Effective Payment System zkLogin One-Click Access: Use Google/Apple accounts to create on-chain identities Stablecoin-as-Gas Payments + sponsored transactions: Ultra-low fees with full transparency BenPay Card with Multiple Options: Compatible with Apple Pay, Alipay, and other mainstream payment methods BenPay — Your Trusted Gateway to Decentralized Finance
PayFun
This platform allows individuals and businesses to spend and settle digital assets securely and efficiently. It offers virtual and physical card options for worldwide acceptance, with real-time transaction tracking and robust security measures. Enjoy a seamless global payment experience designed for everyday commerce.
- Virtual and physical card options
- Worldwide merchant acceptance
- Comprehensive security protection
- Real-time transaction information
- Efficient and intuitive user experience
- Referral rewards program
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PayFun is a leading global crypto payment platform dedicated to providing secure, compliant, and efficient digital asset payment and settlement solutions for individuals and businesses. Our mission is to make crypto assets truly integrated into everyday commerce and daily life. Choose PayFun, Live Fully 1.Virtual and Physical Card Options: Adapt to different usage scenarios and payment preferences 2.Worldwide Acceptance: Broad compatibility with merchants around the world for seamless cross-border and local spending 3.Comprehensive Security Protection: Multiple security measures ensure reliable protection for every transaction 4.Real-Time Information Sync: Instant transaction alerts and clear activity records for easy tracking and management 5.Efficient and Intuitive Experience: A clean interface and streamlined flow that make it easy for users from all backgrounds to get started Referral Rewards: Invite friends to register and complete card activation or transactions to earn commission rewards. Join PayFun and enjoy a reliable, convenient, and global crypto payment experience designed to meet diverse spending needs. Together with PayFun, unlock the freedom of smart global payments.
Screenshots
Verdict
The clearest difference is review sentiment: BenPay at 100% against PayFun's 50%. BenPay also leads on rating (4.8 vs 3.7). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BenPay holds the better App Store score, 4.8 against 3.7. Both are backed by a comparable volume of ratings — 5 and 6 respectively. Written reviews point the same way: 100% of BenPay's written reviews are positive against 50% of PayFun's.
BenPay ships an update fortnightly, PayFun every 2 weeks. The most recent releases landed on September 20, 2026 and September 1, 2026 respectively.
| Parameter | BenPay | PayFun |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (5 ratings) — better | 3.7 (6 ratings) |
| Positive reviews | 100.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 5 | 6 — better |
| Update frequency | Fortnightly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 199 MB | 100 MB |
| Age rating | 17+ | 4+ |
| Developer | Wuben Inc. | Chainup KeySecure UAB |
Customer experience
BenPay
PayFun
In-app purchases
BenPay
No in-app purchases
PayFun
No in-app purchases
