Comparison

Sternpay vs PayOption

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sternpay

Features
Read full description

"Welcome to SternPay, the revolutionary currency exchange app designed to give you the control you deserve. The traditional exchange platforms can be frustrating with their centralized exchange rates system. SternPay is here to change that. Key Features: Ā· Decentralized Exchange Rates: Access multiple exchange rates and choose the best deal for you. You can even list your own exchange rates. Ā· Peer-to-Peer Transactions: Trade directly with other users in a transparent and secure environment. Ā· Real-Time Updates: Stay informed with real-time currency rate updates and never miss an opportunity. Ā· Easy and Secure: Our user-friendly interface ensures a seamless experience, while robust security measures protect your funds. Why SternPay? At SternPay, we believe in empowering users by providing flexibility and transparency in currency exchange. Whether you're an immigrant, a tourist, or anyone needing to exchange currency, our platform offers a more competitive and user-centric approach. Join our community and take control of your currency transactions today. Download SternPay now and start enjoying the value you have always wanted!

About

PayOption

Features
Read full description

PayOption is a financial app empowering seamless digital payments. By leveraging advanced technology, intelligent automation, and robust security protocols, our mission is to provide efficient, secure, and user-friendly digital tools that drive financial inclusion, streamline operations, and foster economic growth.

Screenshots

Sternpay4 screens
PayOption4 screens

Verdict

The call

The clearest difference is update cadence: PayOption at every 10 days against Sternpay's every 3 weeks. PayOption also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Sternpay ships an update every 3 weeks, PayOption every 10 days. The most recent releases landed on September 13, 2026 and September 22, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Sternpay versus PayOption: the parameters behind the verdict, then further details
ParameterSternpayPayOption
PriceFreeFree
Update frequencyEvery 3 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size73 MB53 MB
Age rating4+17+
DeveloperSTERNPAY INC. LTDPayOption

In-app purchases

None

Sternpay

No in-app purchases

None

PayOption

No in-app purchases

Questions

Is Sternpay free?
Sternpay is free to download, with no in-app purchases.
Is PayOption free?
PayOption is free to download, with no in-app purchases.
Do Sternpay or PayOption have ads?
Neither Sternpay nor PayOption shows ads.
Which is updated more often, Sternpay or PayOption?
Sternpay ships an update every 3 weeks, and PayOption every 10 days. Most recently, Sternpay was updated on September 13, 2026 and PayOption on September 22, 2026.

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