Sternpay vs Bucks
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Sternpay
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"Welcome to SternPay, the revolutionary currency exchange app designed to give you the control you deserve. The traditional exchange platforms can be frustrating with their centralized exchange rates system. SternPay is here to change that. Key Features: Ā· Decentralized Exchange Rates: Access multiple exchange rates and choose the best deal for you. You can even list your own exchange rates. Ā· Peer-to-Peer Transactions: Trade directly with other users in a transparent and secure environment. Ā· Real-Time Updates: Stay informed with real-time currency rate updates and never miss an opportunity. Ā· Easy and Secure: Our user-friendly interface ensures a seamless experience, while robust security measures protect your funds. Why SternPay? At SternPay, we believe in empowering users by providing flexibility and transparency in currency exchange. Whether you're an immigrant, a tourist, or anyone needing to exchange currency, our platform offers a more competitive and user-centric approach. Join our community and take control of your currency transactions today. Download SternPay now and start enjoying the value you have always wanted!
Bucks
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Bucks ā NGN & USD, Simplified. Bucks is a modern money app built for Nigerians who deal with dollars. Receive payments in USD, convert to Naira, save toward your goals and pay for everyday essentials, all in one place, with a clean experience designed to just work. What you can do with Bucks: Ā· Open an account in minutes with your BVN and a quick selfie check Ā· Hold and manage NGN & USD balances Ā· Convert between Naira and Dollar seamlessly Ā· Send money to other Bucks users instantly Ā· Save toward your goals with automatic daily, weekly or monthly savings Ā· Buy airtime and data in a few taps Ā· Sign in and approve payments with Face ID or fingerprint Ā· Download statements and share receipts anytime Ā· Chat with our support team right in the app Built for Nigerians at home and in the diaspora. More features, including virtual cards and more bill payments, are coming soon. Simple. Reliable. Yours.
Screenshots
Verdict
The clearest difference is update cadence: Bucks at every 5 days against Sternpay's every 3 weeks. Sternpay's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sternpay ships an update every 3 weeks, Bucks every 5 days. The most recent releases landed on October 17, 2026 and October 8, 2026 respectively.
| Parameter | Sternpay | Bucks |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 5 days ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone |
| Requires iOS | 15.0 ā better | 16.4 |
| Further details ā not scored | ||
| Size | 73 MB | 122 MB |
| Age rating | 4+ | 4+ |
| Developer | STERNPAY INC. LTD | Bucks Technologies Inc |
In-app purchases
Sternpay
No in-app purchases
Bucks
No in-app purchases
