Sternpay vs PayTrueQR
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Sternpay
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"Welcome to SternPay, the revolutionary currency exchange app designed to give you the control you deserve. The traditional exchange platforms can be frustrating with their centralized exchange rates system. SternPay is here to change that. Key Features: Β· Decentralized Exchange Rates: Access multiple exchange rates and choose the best deal for you. You can even list your own exchange rates. Β· Peer-to-Peer Transactions: Trade directly with other users in a transparent and secure environment. Β· Real-Time Updates: Stay informed with real-time currency rate updates and never miss an opportunity. Β· Easy and Secure: Our user-friendly interface ensures a seamless experience, while robust security measures protect your funds. Why SternPay? At SternPay, we believe in empowering users by providing flexibility and transparency in currency exchange. Whether you're an immigrant, a tourist, or anyone needing to exchange currency, our platform offers a more competitive and user-centric approach. Join our community and take control of your currency transactions today. Download SternPay now and start enjoying the value you have always wanted!
PayTrueQR
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Stop losing your profits to high card fees. PayTrueQR is the fast, secure, and fair way for UK businesses to accept payments. Bypass costly card networks and get paid directly into your bank account, no terminals, no hidden costs, and no waiting days for your money. Traditional card processors take a percentage of every sale. We think thatβs unfair. PayTrueQR uses Open Banking to settle payments near-instantly for a transparent, ultra-low fixed fee. β’ Instant Settlement: Funds reach your account in seconds via the UK Faster Payments Service (FPS). Improve your cash flow overnight. β’ Ultra-Low Fees: Enjoy transparent, fixed-fee pricing. Keep more of what you earn compared to traditional card processors. β’ No Hardware Needed: Your phone is your terminal. Generate a secure QR code in seconds for your customers to scan. β’ Bank-Grade Security: Payments are authorised by your customers directly in their own banking app using FaceID or TouchID. PayTrueQR Limited | Registered in England and Wales | Company Number: 16567595 | ICO Registration Number: ZC100823 | VAT Number: 511050654 PayTrueQR Limited is acting as a Registered Agent of Finexer LTD ("Finexer"). Finexer is authorised by the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 (Firm Reference Number 925695) as an Authorised Payment Institution to provide Account Information Services (AIS) and Payment Initiation Services (PIS).
Screenshots
Verdict
Sternpay and PayTrueQR are too close to call on the numbers: across 5 compared parameters β price, ads, in-app purchases and device support among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Sternpay | PayTrueQR |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | β |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 β better | 15.1 |
| Further details β not scored | ||
| Size | 73 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | STERNPAY INC. LTD | PayTrueQR LIMITED |
In-app purchases
Sternpay
No in-app purchases
PayTrueQR
No in-app purchases









