Comparison

Sternpay vs Bloc Hub (Formerly GPay)

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Sternpay

Features
Read full description

"Welcome to SternPay, the revolutionary currency exchange app designed to give you the control you deserve. The traditional exchange platforms can be frustrating with their centralized exchange rates system. SternPay is here to change that. Key Features: ยท Decentralized Exchange Rates: Access multiple exchange rates and choose the best deal for you. You can even list your own exchange rates. ยท Peer-to-Peer Transactions: Trade directly with other users in a transparent and secure environment. ยท Real-Time Updates: Stay informed with real-time currency rate updates and never miss an opportunity. ยท Easy and Secure: Our user-friendly interface ensures a seamless experience, while robust security measures protect your funds. Why SternPay? At SternPay, we believe in empowering users by providing flexibility and transparency in currency exchange. Whether you're an immigrant, a tourist, or anyone needing to exchange currency, our platform offers a more competitive and user-centric approach. Join our community and take control of your currency transactions today. Download SternPay now and start enjoying the value you have always wanted!

About

Bloc Hub (Formerly GPay)

Features
Read full description

Bloc Hub puts your money in your pocket โ€” one app for transfers, bill payments, savings, and everyday banking. Send Money, Instantly Transfer to any Bloc Hub user, any Nigerian bank, or your saved beneficiaries in seconds. No queues, no waiting. Pay Bills in a Tap Top up airtime and data, pay electricity bills, and renew your Cable TV subscription โ€” all without leaving the app. Save Toward Your Goals Set money aside and watch your savings grow, right alongside your everyday wallet. Track Every Transaction See your balance, recent transfers, and full transaction history at a glance, with receipts you can share anytime. Built for Everyday Use Secure sign-in with BVN/NIN verification Real-time balance and commission tracking Saved beneficiaries for faster repeat transfers Clean, simple design that gets out of your way Whether you're sending money home, settling a bill before it's due, or building up your savings, Bloc Hub keeps your finances simple, fast, and secure. Download Bloc Hub today and take control of your money.

Screenshots

Sternpay4 screens
Bloc Hub (Formerly GPay)3 screens

Verdict

The call

Sternpay and Bloc Hub (Formerly GPay) are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
Sternpay versus Bloc Hub (Formerly GPay): the parameters behind the verdict, then further details
ParameterSternpayBloc Hub (Formerly GPay)
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 โ€” better15.5
Further details โ€” not scored
Size73 MB83 MB
Age rating4+4+
DeveloperSTERNPAY INC. LTDBLOC MICROFINANCE BANK LIMITED

In-app purchases

None

Sternpay

No in-app purchases

None

Bloc Hub (Formerly GPay)

No in-app purchases

Questions

Is Sternpay free?
Sternpay is free to download, with no in-app purchases.
Is Bloc Hub (Formerly GPay) free?
Bloc Hub (Formerly GPay) is free to download, with no in-app purchases.
Do Sternpay or Bloc Hub (Formerly GPay) have ads?
Neither Sternpay nor Bloc Hub (Formerly GPay) shows ads.
Which is updated more often, Sternpay or Bloc Hub (Formerly GPay)?
Sternpay ships an update every 3 weeks, and Bloc Hub (Formerly GPay) every 3 weeks. Most recently, Sternpay was updated on November 4, 2026 and Bloc Hub (Formerly GPay) on October 31, 2026.

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