咔比荷包 vs 咔皮记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
咔比荷包
This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.
- AI-powered expense tracking
- Effortless habit building
- Automated financial review
- Shared accounts for couples
- Joint savings goal planning
- Personalized financial goals
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咔比荷包是一款单人/双人记账存钱App AI记账，让记账充满乐趣，活人感满满，让你无痛养成记账好习惯。 通过自动记账、AI自动复盘，让你告别糊涂账，实现财富目标。 双人一起使用还可以拥有共同账本，记录每笔支出和收入。 创建存钱计划一起达成攒钱目标，让彼此收获财务与关系的双重自由。 【VIP会员订阅说明】 -订阅周期：1个月、3个月、12个月。 -订阅价格：连续包月产品为双人每月15元，单人每月9.9元；连续包季产品为双人每季度38元，单人每季度28元；连续包年产品为双人每年98元，单人每年68元。 -付款：通过用户的iTunes账户扣款，用户确认购买后即付款。 -取消续订：如需取消续订，请在当前订阅周期到期前24小时以前，手动在iTunes/AppleID设置管理中关闭自动续订功能。 -续订：苹果iTunes账户会在到期前24小时内扣费，扣费成功后订阅周期顺延一个订阅周期。 -订阅可以由用户自主管理，并且可以随时在购买后在用户的账户设置里关闭自动订阅。 隐私政策：https://xcvc766uxt.feishu.cn/docx/QZEAdp6fioaG0gxz1jycpKdDnEf?from=from_copylink 用户协议：https://xcvc766uxt.feishu.cn/docx/LqcndgGHOodvKcxXReVcqgYCnkd?from=from_copylink
咔皮记账
This app simplifies expense tracking with AI-powered automatic recording and categorization. It offers features like multi-account management, intelligent budgeting, and financial analysis to help users understand their spending habits and manage their money more effectively. Users can also record thoughts, moods, and to-dos, making it a comprehensive personal organizer.
- AI automatic recording and categorization
- Unlimited multi-account management
- Intelligent budget planning
- Asset account management
- Voice-based quick entry
- Record moods and thoughts
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咔皮记账是为热爱生活的记账达人设计的记账app，多种便捷方式快速记账，助你更好制定消费预算，清楚掌握钱花在哪，理财更轻松！ 【核心功能亮点】 - 自动记账：AI 自动记录与分类，解放双手，记账从未如此简单！ - 还可以记：还可以记待办、记想法、记心情，你的生活都能记 - 多账本 ：无限多账本，随心使用无限制！ - 资产管理：资产管理，把你的资产账户管理的明明白白！ - 智能预算规划：AI 推荐个性化预算，动态调整每日支出，花钱更理性！ - AI 理财助手： 智能分析消费模式，结合多维可视化图表，精准掌握财务状况！ - 语音极速记账：说句话就能记账，无需打字，随时随地轻松记录！ - 一句话记多笔：一句话输入多个收支，AI 自动拆分，高效完成！ - 极简手账风格：支持记录心情、碎碎念，让记账更有温度！ 【联系我们】 - 小红书：咔皮记账 觉得好用？欢迎五星好评支持我们！
Screenshots
Verdict
The clearest difference is review sentiment: 咔皮记账 at 74% against 咔比荷包's 27%. 咔皮记账 also leads on rating (4.8 vs 4.1) and in-app purchases (none vs 13). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 咔比荷包 sells 11 in-app purchases, starting at $0.99 per month. 咔皮记账 asks for nothing beyond the download.
咔皮记账 holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: 咔皮记账 has 51K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 27% of 咔比荷包's written reviews are positive against 74% of 咔皮记账's.
咔比荷包 ships an update every 9 days, 咔皮记账 every 3 days. The most recent releases landed on September 22, 2026 and September 26, 2026 respectively.
| Parameter | 咔比荷包 | 咔皮记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (7 ratings) | 4.8 (51K ratings) — better |
| Positive reviews | 27.3% of reviews | 73.7% of reviews — better |
| Number of ratings | 7 | 51K — better |
| Update frequency | Every 9 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 208 MB | 185 MB |
| Age rating | 4+ | 4+ |
| Developer | 重庆皮皮喵喵科技有限公司 | Shanghai Yuhuan Technology Co., LTD |
Customer experience
咔比荷包
咔皮记账
In-app purchases
咔比荷包
- 单人连续包月$0.991 Month
- 单人连续包月7 Days trial$0.991 Month
- 双人连续包月$1.991 Month
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- 双人连续包月1 Month trial$1.991 Month
- 双人连续包季$4.993 Months
- 双人连续包年$9.991 Year
- 双人连续包年$12.991 Year
- 双人连续包年$14.991 Year
- 双人连续包年7 Days trial$14.991 Year
- 365天打卡挑战$12.99
- 双人三年VIP会员$22.99
咔皮记账
No in-app purchases
