IWM Zurich vs Claroo

International Wealth Management Zurich remotely provides a Swiss bank account, MasterCard debit with Apple/Google Pay and Deposits at Goldman Sachs. IWM is not a bank but partners with Swiss banks and other regulated institutions to provide combined services. Your relationship manager will help onboard you and answer any questions you may have.

Claroo is your Daily Brief for financial clarity. Not a dashboard. Not a feed. A short, calm read that tells you what actually matters about your money today — what matters right now, what changed, and what is coming next. HOW IT WORKS 1. Connect securely Add your bank accounts, brokerages, and crypto wallets through a protected, read-only connection. Claroo never moves your money. 2. Claroo makes sense of it Income, bills, upcoming pressure, and the patterns in how you actually spend are interpreted in the background. 3. Read it, ask anything Open Claroo for one useful catch-up. Then ask follow-up questions in Claroo AI — answers about your money, in plain language. THE DAILY BRIEF Claroo brings together what is true right now, what changed yesterday, and what is coming next. It sorts and interprets your finances first, then gives you a concise briefing you can understand in moments and carry into your day. • What changed • What’s ahead • What moved around you CLAROO AI When you want more than the brief, Claroo AI has read your statements. Ask it anything and it answers about your money — not money in general. PRIVACY & CONTROL • Read-only by design — Claroo cannot move money, make payments, or change your accounts • Protected end to end — encrypted in transit and at rest • You stay in control — disconnect an account or delete your Claroo data whenever you choose Claroo is a financial technology product, not a financial advisor. Nothing in Claroo is investment, tax, or legal advice. Start every day clear.