Comparison

Smart Networth Tracker vs Wealthio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Smart Networth Tracker

Features
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Smart Networth Tracker is your ultimate companion for managing and understanding your financial health. With this intuitive app, you can effortlessly track your net worth, assets, and liabilities in one place. Whether you're managing your own finances or keeping tabs on your family's financial health, Smart Networth Tracker allows you to create separate profiles for each family member, giving you a comprehensive view of your collective financial standing. The app's elegant and minimalistic user interface makes it easy to navigate through your financial data. You can receive timely email alerts, offering insightful updates to keep you informed of significant changes in your financial status. Smart Networth Tracker is designed to simplify your financial management, allowing you to share your financial progress with friends or advisors easily. Key Features: - Track Net Worth, Assets, and Liabilities: Keep a close eye on your financial health by monitoring your net worth, assets, and liabilities in real time. - Multiple Profiles: Create and manage separate financial profiles for different family members, enabling you to track their financial journeys independently. - Holistic Financial View: Get a comprehensive overview of your finances, giving you the insights you need to make informed decisions. - Insightful Email Alerts: Stay updated with timely email notifications that provide you with critical financial insights. - Elegant & Minimalistic UI: Enjoy a user-friendly experience with a sleek design that makes financial tracking easy and enjoyable. - Easy to Use: Designed with simplicity in mind, the app is easy to use, making financial management accessible to everyone. - Share with Friends: Share your financial progress and insights with friends or financial advisors for collaborative financial planning. Data Privacy & Disclaimers: Rest assured that your data is secure. The information you share within the app is never shared with third parties and is used solely for the app's intended purpose of financial tracking. Please note that this app is intended for informational and insight purposes only and should not be used as a substitute for professional financial advice. Smart Networth Tracker is your go-to app for understanding and managing your finances with ease, giving you the control and insights you need to achieve your financial goals.

About

Wealthio

Features
Read full description

See your complete financial position—assets, liabilities, and net worth—in one simple multi-currency balance sheet. Wealthio is a focused personal finance app for people who want clarity without the complexity of budgeting tools or bank integrations. Add what you own, record what you owe, and see your net worth in your preferred currency. Track cash, bank accounts, investments, crypto, real estate, vehicles, mortgages, loans, and other assets or debts. Wealthio brings everything together in one calm, easy-to-understand financial snapshot. As you use Wealthio, it automatically builds a private history of your net worth. See up to 90 days of changes directly on the dashboard and inspect individual recorded values on the chart. Keep your financial information protected with optional App Lock using Face ID, Touch ID, or your device passcode. Wealthio also hides sensitive content when the app moves to the background. With Wealthio Premium, Balance Sheet Insights gives you a deeper view of how your financial position is composed and how it changes over time. KEY FEATURES • Track assets and liabilities in one place • See total assets, total liabilities, and net worth • Follow up to 90 days of net worth history • Inspect recorded values on an interactive dashboard chart • Convert your entire balance sheet into your preferred currency • Support for 20+ global currencies • Currency and crypto price updates • App Lock with Face ID, Touch ID, or device passcode • Privacy mode to hide financial totals when needed • Manual entry with no bank connection required WEALTHIO PREMIUM Upgrade to Wealthio Premium for deeper insights and additional tools to keep your financial picture current and available across your devices: • Balance Sheet Insights with net worth composition, asset allocation, largest holdings, liability composition, and currency exposure • Compare Net Worth, Assets, Liabilities, and Debt-to-Assets over time • Complete net worth history with extended time periods • Track historical Net Worth, Assets, and Liabilities • Portfolio Review to identify assets and liabilities that may need updating • Review entries one at a time, confirm values, update them, or come back later • Choose a Weekly, Monthly, Quarterly, or Never Portfolio Review cadence • Optional Portfolio Review reminders • iCloud sync across your devices • Home Screen widgets for quick access Wealthio is designed to feel clear, private, and intentional. No transaction feeds. No budgeting clutter. No bank connection required. Just a simple view of what you own, what you owe, and how your financial position changes over time. Privacy Policy: https://marcvitbr.github.io/wealthio-privacy-policy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Smart Networth Tracker4 screens
Wealthio4 screens

Verdict

The call

The clearest difference is in-app purchases: Smart Networth Tracker at none against Wealthio's 1. Smart Networth Tracker also leads on update cadence (daily vs every 10 days) and iOS requirement (14.0 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wealthio sells 1 one-off in-app purchase. Smart Networth Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Smart Networth Tracker ships an update daily, Wealthio every 10 days. The most recent releases landed on October 7, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 3 level
Smart Networth Tracker versus Wealthio: the parameters behind the verdict, then further details
ParameterSmart Networth TrackerWealthio
PriceFreeFree
Update frequencyDaily — betterEvery 10 days
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better18.0
Further details — not scored
Size7 MB5 MB
Age rating4+4+
DeveloperAnkush MindaMarcelo Vitoria

In-app purchases

None

Smart Networth Tracker

No in-app purchases

1 purchases

Wealthio

One-time1
  • Home Screen Widget Access$0.99

Questions

Is Smart Networth Tracker free?
Smart Networth Tracker is free to download, with no in-app purchases.
Is Wealthio free?
Wealthio is free to download, with in-app purchases available.
Do Smart Networth Tracker or Wealthio have ads?
Neither Smart Networth Tracker nor Wealthio shows ads.
Which is updated more often, Smart Networth Tracker or Wealthio?
Smart Networth Tracker ships an update daily, and Wealthio every 10 days. Most recently, Smart Networth Tracker was updated on October 7, 2026 and Wealthio on October 21, 2026.

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