Chipp vs Wesplit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chipp
Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.
- Tap-to-split interface
- Find friends nearby
- Create shared expense groups
- Split rent and utilities
- Manage travel expenses
- Scan receipts for dinner bills
- Handle partial splits
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Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.
Wesplit
Easily track and settle shared expenses with friends and family. This app simplifies splitting bills for trips, roommates, or any group activity, ensuring everyone pays their fair share without awkward conversations.
- AI-defined expense categories
- Image generation for groups
- Easy cost split tracking
- IOU and debt tracking
- Group expense management
- Customizable expense division
- Settle up feature
- Cross-platform sync
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WeSplit: The Ultimate Free Group Expense Sharing App! Split expense with friends can be a hassle, but with WeSplit, it's easier than ever! Whether you're splitting bills with roommates, planning a group trip, or just keeping track of IOUs between friends. WeSplit simplifies the process and ensures everyone pays their fair share. Say goodbye to confusing spreadsheets and awkward conversations about money! Just split it. Key Features: - Define expense category with AI - Add image for groups with Dall-e 3 from OpenAi - Easy Cost Split Tracking: Add expenses, assign who paid, and specify how the costs should be split. WeSplit does all the calculations for you. - IOU (I Owe You) and Debt Tracking: Keep track of who owes what with our IOU tracker. Our IOU app feature provides clear and transparent breakdowns, helping you manage who owes me money effortlessly. - Group Expenses Made Simple: Create groups for trips, roommates, family expenses, or any occasion where costs are shared. Whether you’re using it as a group expense manager or a group travel expense manager, WeSplit automatically calculates everyone’s share. - Split wisely: Not all expenses are split equally. WeSplit allows you to customize how each expense is divided among group members based on shares. - Settle Up: Ready to pay your friends back? Use the built-in “Settle Up” feature to record payments and close the loop on who’s paid and who still owes. Our settle up app ensures debts are managed smoothly. - Reports & Summaries: Get clear reports on your spending history, who owes what, and settle balances easily. The app provides easy-to-read history to keep everyone informed. - Cross-Platform Sync: Sync your account across multiple devices and access your expenses on the go. Available on both mobile and web, WeSplit ensures you can split the bill wherever you are. - No More Awkward Conversations: WeSplit handles all the math and calculations, so you can avoid uncomfortable talks about money and focus on enjoying time with your friends and family. - Split Bills Offline: Manage your expenses even without an internet connection. - Multi currency balance at glance. Record bills in different currencies and convert with fx rates to desired one. Perfect For: - Roommates: Easily split rent, utilities, and household expenses with a reliable bill splitter. - Group Trips: Track expenses for vacations, road trips, or weekends away. - Couples: Manage shared costs for groceries, dining, and daily expenses. - Friends: Track shared meals, movie nights, and casual outings. - Events: Organize group gifts, parties, or any social event with ease. Why Choose WeSplit? - Simple and Intuitive Design: WeSplit is designed with simplicity in mind. You don’t need to be a math genius to use it. The intuitive interface makes tracking and settling expenses quick and effortless. - Privacy & Security: Your data is safe with us. WeSplit uses encrypted connections to protect your financial information and ensure privacy. - Reliable and Accurate: Avoid confusion with precise calculations. Whether splitting bills equally or customizing shares, WeSplit ensures everything is accurate. - No Hidden Fees: WeSplit is free to use for basic features, with optional premium features for added convenience. No hidden charges or surprise fees. Get Started Today! WeSplit is the easiest and most effective way to manage shared expenses. Download now and join thousands of users who are simplifying their financial lives. Whether you’re looking to use it as a group expense tracker or a bill splitter, WeSplit makes splitting bills free, transparent, and stress-free. With WeSplit, splitting the bill has never been this simple. Enjoy the convenience of a reliable split money app and take control of your shared expenses today! Lear about privacy policy: https://wesplit.app/privacypolicy/ Learn about terms and conditions of Wesplit: https://wesplit.app/terms/ Download WeSplit today and make splitting expenses a breeze!
Screenshots
Verdict
The clearest difference is review sentiment: Chipp at 73% against Wesplit's 0%. Chipp also leads on in-app purchases (none vs 3) and ratings volume (18 vs 3). Wesplit's advantage is rating (4.3 vs 4.1) and update cadence (every 3 days vs every 10 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Wesplit sells 3 in-app purchases, starting at $0.59 per 7 days. Chipp asks for nothing beyond the download.
Wesplit holds the better App Store score, 4.3 against 4.1. That said, the two scores are not equally well evidenced: Chipp has 18 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 73% of Chipp's written reviews are positive against 0% of Wesplit's, so the app with the better star average is not the one people write more warmly about.
Chipp ships an update every 10 days, Wesplit every 3 days. Both last shipped on October 24, 2026.
| Parameter | Chipp | Wesplit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (18 ratings) | 4.3 (3 ratings) — better |
| Positive reviews | 72.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 18 — better | 3 |
| Update frequency | Every 10 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.3 |
| Further details — not scored | ||
| Size | 186 MB | 54 MB |
| Age rating | 4+ | 17+ |
| Developer | Chipp LLC | Dmitry Ryazantsyev |
Customer experience
Chipp
Wesplit
In-app purchases
Chipp
No in-app purchases
Wesplit
- 1 Week of Wesplit Plus3 Days trial$0.597 Days
- 1 Month of Wesplit Plus7 Days trial$1.691 Month
- 1 Year of Wesplit Plus14 Days trial$15.491 Year









