Chipp vs Slush
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chipp
Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.
- Tap-to-split interface
- Find friends nearby
- Create shared expense groups
- Split rent and utilities
- Manage travel expenses
- Scan receipts for dinner bills
- Handle partial splits
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Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.
Slush
Easily get reimbursed for group expenses without awkward reminders or clutter. Simply enter the amount, split it, and share a link or QR code for instant payment. No signups or app downloads are needed for others to pay you back.
- Instant group payback
- Pseudo-user splits
- Shareable link or QR code
- No app downloads required for payers
- Fast and simple expense splitting
- Multiple payment integrations
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The app for people who front the bill—and expect results. Slush is the fastest way to get paid back after covering a group expense. Whether it’s dinner with friends, concert tickets, groceries, or just ordering in—Slush lets you collect without the awkward reminders, without the group chat clutter, and without anyone needing to download another app. Just open Slush, enter the amount you fronted, split it how you want, and send a link or QR code. The others pick who they are and pay you instantly. No signups. No account links. No waiting. Why Slush? • Instant group payback via Venmo, Cashapp, and more! • Pseudo-user splits: no need to tag anyone • Share a link or QR—clean and simple • No app downloads or logins required to get paid back • Designed for speed, elegance, and total control Whether you're a planner, a host, or just the one who handles things—Slush makes getting paid back feel like it should: fast, quiet, done.
Screenshots
Verdict
The clearest difference is rating: Slush at 4.5 against Chipp's 4.1. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Slush holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 18 and 8 respectively. Written reviews point the same way: 73% of Chipp's written reviews are positive against 75% of Slush's.
Chipp ships an update every 10 days, Slush every 3 weeks. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.
| Parameter | Chipp | Slush |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (18 ratings) | 4.5 (8 ratings) — better |
| Positive reviews | 72.7% of reviews | 75.0% of reviews — better |
| Number of ratings | 18 — better | 8 |
| Update frequency | Every 10 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 186 MB | 51 MB |
| Age rating | 4+ | 9+ |
| Developer | Chipp LLC | Slush LLC (Chicago) |
Customer experience
Chipp
Slush
In-app purchases
Chipp
No in-app purchases
Slush
No in-app purchases









