Comparison

Chipp vs Recurroo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.

About

Recurroo

Manage all your recurring subscriptions in one place. Get timely reminders, track payments across currencies, and gain insights into your spending to save money. Identify unused services and avoid unexpected charges.

Highlights
  • Effortless subscription management
  • Regular subscription checks
  • Overview of recurring expenses
  • Timely payment reminders
  • Powerful spending insights
  • Multi-currency support
  • Home screen widgets
Read full description

Subscription tracker and subscription manager that the people need is finally here! Never forget about your recurring subscriptions again. Recurroo is the smartest way to manage all your subscriptions in one place with powerful insights, timely reminders, and money-saving tools. It's a subscription tracker and subscription manager with powerful features to help you save money by knowing where you spend your money. With Recurroo, you can: > EFFORTLESSLY MANAGE SUBSCRIPTIONS Choose from hundreds of popular services or easily add your own custom subscriptions. Track payments across multiple currencies with real-time exchange rates. > REGULAR SUBSCRIPTION CHECKS Go through your subscriptions in a fun way and identify services which you are not using anymore. Save money with periodic checks. > SEE ALL YOUR SUBSCRIPTIONS AT A GLANCE Get a beautiful, clear overview of all your recurring expenses. Know exactly how much you're spending monthly and yearly, helping you take control of your budget. > NEVER MISS A PAYMENT Get timely notifications before renewals so you can avoid unexpected charges and late fees. Always stay on top of your subscription payments. > POWERFUL INSIGHTS & ANALYTICS Visualize your spending with beautiful charts. See where your money goes with categorized breakdowns and spending trends over time. Additional features include: • Home screen widgets for quick access to upcoming bills • Advanced statistics and spending patterns analysis • Unlimited subscription tracking • Multi-currency support with automatic exchange rates • Customizable categories, icons and colors Recurroo helps you: • Take control of subscription fatigue • Avoid bill shock from forgotten subscriptions • Make smarter decisions about your recurring expenses • Save money by identifying subscriptions you no longer need • Plan your monthly budget more effectively Privacy-focused design means your financial data stays on your device. Download Recurroo today and stop wasting money on subscriptions you've forgotten about! Recurroo is the subscription tracker and subscription manager we've all been waiting for. Privacy policy: https://recurroo.app/privacy-policy.html Terms of use: https://recurroo.app/terms-of-service.html

Screenshots

Chipp4 screens
Recurroo4 screens

Verdict

The call

The clearest difference is in-app purchases: Chipp at none against Recurroo's 3. Chipp also leads on device support (3 vs 1) and iOS requirement (14.0 vs 16.6). Recurroo's advantage is update cadence (daily vs every 10 days) and review sentiment (100% vs 73%). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Recurroo sells 3 in-app purchases, starting at $2.99 per month. Chipp asks for nothing beyond the download.

UpkeepUpdate frequency

Chipp ships an update every 10 days, Recurroo daily. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard6 real differences · 4 level
Chipp versus Recurroo: the parameters behind the verdict, then further details
ParameterChippRecurroo
PriceFreeFree
Rating4.1 (18 ratings) — better—
Positive reviews72.7% of reviews100.0% of reviews — better
Number of ratings18 — better—
Update frequencyEvery 10 daysDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better16.6
Further details — not scored
Size186 MB13 MB
Age rating4+4+
DeveloperChipp LLCWhimseed Studio Private Limited

Customer experience

Chipp

All ratings18 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews11 reviews
Positive72.7%
Neutral0.0%
Negative27.3%

Recurroo

Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Chipp

No in-app purchases

3 purchases

Recurroo

Subscriptions2
  • Monthly Subscription3 Days trial$2.991 Month
  • Annual Subscription$9.991 Year
One-time1
  • Lifetime Purchase$19.99

Questions

Is Chipp free?
Chipp is free to download, with no in-app purchases.
Is Recurroo free?
Recurroo is free to download, with in-app purchases available.
Do Chipp or Recurroo have ads?
Neither Chipp nor Recurroo shows ads.
Which is updated more often, Chipp or Recurroo?
Chipp ships an update every 10 days, and Recurroo daily. Most recently, Chipp was updated on October 24, 2026 and Recurroo on October 25, 2026.

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