Comparison

Chipp vs Keepy Cash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.

About

Keepy Cash

Features
Read full description

Keepy Cash is your friendly money buddy for tracking expenses, managing budgets, and understanding where your money goes. Whether you want to control daily spending, organize monthly expenses, or build better money habits, Keepy Cash gives you a simple and clear way to stay on top of your finances. Add your income and expenses, categorize your transactions, follow your budgets, and review helpful reports that make your money easier to understand. Why Keepy Cash? • Track expenses and income easily • Create budgets for your spending categories • View clear reports about your money habits • Understand where your money is going • Stay organized with a simple and friendly experience • Get helpful insights to improve your financial awareness Keepy Cash is designed to make budgeting feel less stressful and more approachable. No complicated setup, no confusing charts — just a clean way to manage your money day by day. Whether you are saving for something important, trying to reduce unnecessary spending, or simply want better visibility over your finances, Keepy Cash helps you take control one step at a time. Start tracking smarter with Keepy Cash today. Terms of use: https://keepy.cash/terms-of-use Privacy Policy: https://keepy.cash/privacy-policy

Screenshots

Chipp4 screens
Keepy Cash4 screens

Verdict

The call

Chipp and Keepy Cash are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Chipp versus Keepy Cash: the parameters behind the verdict, then further details
ParameterChippKeepy Cash
PriceFreeFree
Rating4.1 (18 ratings) — better—
Positive reviews72.7% of reviews—
Number of ratings18 — better—
Update frequencyEvery 10 days—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size186 MB39 MB
Age rating4+4+
DeveloperChipp LLCBelal Hairab

In-app purchases

None

Chipp

No in-app purchases

None

Keepy Cash

No in-app purchases

Questions

Is Chipp free?
Chipp is free to download, with no in-app purchases.
Is Keepy Cash free?
Keepy Cash is free to download, with no in-app purchases.
Do Chipp or Keepy Cash have ads?
Neither Chipp nor Keepy Cash shows ads.

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