Payoff vs Keepy Cash

Pay off what you owe, one month at a time. Payoff turns your debts into a plan you can actually follow: what to pay, on which debt, this month. Tick each one off as you pay it, and watch the debt-free date come closer. THIS MONTH'S PLAN Every month, Payoff works out exactly what to put on each debt. Log a payment in two taps — the minimum, the planned amount, or the lot — and the plan updates itself. SEE WHAT YOU'RE SAVING Your plan against paying minimums only, side by side: the years and the interest you avoid. Drag the extra-payment slider to see what another $50 a month would do. EVERY STRATEGY, COMPARED Avalanche, Snowball, Hybrid, Cash-flow first and Promo deadline — for 0% and intro rates. Best plan for me runs all of them on your actual debts and tells you which wins, and why. PROGRESS WORTH WATCHING How much you've paid off, your debt-free countdown, whether you're ahead of plan, and every payment you've logged. Each debt gets its own progress bar. NEVER MISS A DUE DATE Reminders a few days before each debt is due, at a time you pick. ON YOUR HOME SCREEN A widget with your debt-free countdown, so your progress is there without opening the app. WORTH SHARING Turn your debt-free date into a card for Stories, or celebrate a debt you've cleared. Hide the amounts if you'd rather not show the numbers. YOURS, AND PRIVATE No account, no ads, no analytics. Your debts never leave your phone. Lock the app with Face ID, pick from 16 currencies, and switch to dark mode. FREE, OR PREMIUM Free for three debts, with Avalanche and Snowball, this month's plan, payment logging, progress, the minimums comparison, share cards, the widget, currencies, dark mode and Face ID. Payoff Premium is a one-time purchase for unlimited debts, Best plan for me, the other three strategies, custom order, the extra-payment simulator, due-date reminders and CSV export. No subscription.

Keepy Cash is your friendly money buddy for tracking expenses, managing budgets, and understanding where your money goes. Whether you want to control daily spending, organize monthly expenses, or build better money habits, Keepy Cash gives you a simple and clear way to stay on top of your finances. Add your income and expenses, categorize your transactions, follow your budgets, and review helpful reports that make your money easier to understand. Why Keepy Cash? • Track expenses and income easily • Create budgets for your spending categories • View clear reports about your money habits • Understand where your money is going • Stay organized with a simple and friendly experience • Get helpful insights to improve your financial awareness Keepy Cash is designed to make budgeting feel less stressful and more approachable. No complicated setup, no confusing charts — just a clean way to manage your money day by day. Whether you are saving for something important, trying to reduce unnecessary spending, or simply want better visibility over your finances, Keepy Cash helps you take control one step at a time. Start tracking smarter with Keepy Cash today. Terms of use: https://keepy.cash/terms-of-use Privacy Policy: https://keepy.cash/privacy-policy