Spenzy vs Vaultam
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spenzy
Effortlessly manage your money by tracking expenses, setting budgets, and splitting bills. Utilize AI-powered receipt scanning to simplify expense management and achieve your financial goals.
- Expense tracking
- Budget setting
- Bill splitting
- AI receipt scanning
- Financial goal achievement
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Take control of your finances effortlessly with Spenzy. Track expenses, set budgets, stay on top of your spending and split bills—all in one app. With Spenzy’s AI-powered receipt scanning, managing your expenses has never been easier. Just snap a photo, and we’ll do the rest. Stay organized, save time, and focus on what matters most—achieving your financial goals.
Vaultam
Manage your personal finances with a powerful, offline ledger. Create smart budgets, track savings goals, and gain insights into spending patterns with AI. Log receipts, manage loans, and never miss a payment with automated reminders.
- Offline storage and local backups
- AI-powered spending insights
- Smart budgeting based on income
- Progress tracking for savings goals
- Automated bill and subscription reminders
- Receipt scanning
- Lending and borrowing tracking
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No accounts. No banks. No tracking. Just you, your money, and clarity. With Vaultam, you can: • Stay in control with one clear dashboard. • Create smart budgets based on your income. • Save for trips, gifts, and big purchases with progress tracking. • Discover spending patterns instantly with AI-powered insights. • Log receipts in seconds with a simple scan. • Track lending & borrowing between friends with ease. • Never miss a bill, salary, or subscription with automated reminders. • Keep everything secure with offline storage and local backups. Vaultam isn’t just another finance app. It’s a ledger reimagined for today — simple, powerful, and 100% offline. Your money, your rules. Always private. Always smart. Always with you. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vaultam.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Spenzy at none against Vaultam's 2. Spenzy also leads on ratings volume (4 vs 1). Vaultam's advantage is rating (5.0 vs 4.8) and device support (3 vs 1). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Vaultam sells 2 in-app purchases, starting at $3.99 per month. Spenzy asks for nothing beyond the download.
Vaultam holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 4 and 1 respectively.
Spenzy ships an update every 2 weeks, Vaultam every 11 days. Both last shipped on October 30, 2026.
| Parameter | Spenzy | Vaultam |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 2 weeks | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 88 MB | 30 MB |
| Age rating | 4+ | 4+ |
| Developer | Setyono Dwi Utomo | MAYDAY APP |
Customer experience
Spenzy
Vaultam
In-app purchases
Spenzy
No in-app purchases
Vaultam
- 1-Month Pro$3.991 Month
- 1-year$39.991 Year
