Spenzy vs Hiyo

Take control of your finances effortlessly with Spenzy. Track expenses, set budgets, stay on top of your spending and split bills—all in one app. With Spenzy’s AI-powered receipt scanning, managing your expenses has never been easier. Just snap a photo, and we’ll do the rest. Stay organized, save time, and focus on what matters most—achieving your financial goals.

Hiyo helps you track daily expenses so you can manage your money with confidence. TRACK YOUR SPENDING • Log expenses and income quickly with the built-in calculator • Organise by categories, sub-categories, and labels • Attach transactions to multiple accounts • Set up recurring transactions for bills and subscriptions MANAGE YOUR BUDGET • Set monthly budgets per category • Visual charts: bar chart, donut chart, and balance sheet • See upcoming recurring transactions at a glance • Filter, search, and sort your transaction history SHARED BOOKS • Create multiple expense books (personal, family, business) • Share a book with family members via Google Drive • Real-time collaboration with write-lock protection • Automatic sync every 45 seconds BACKUP & RESTORE • Back up your data to Google Drive with one tap • Restore on any device instantly FREEMIUM • 30 free transactions to get started • One-time $4.99 unlock for unlimited transactions — no subscription ever Hiyo is built for people who want a simple, private, and powerful expense tracker without a monthly fee.