Comparison

Save Wallet vs Waterfall

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Save Wallet

Easily track monthly income and expenses with detailed records. Manage multiple bank accounts and create custom spending categories. Visualize your financial health through an intuitive dashboard with insightful graphs.

Highlights
  • Monthly income and expense tracking
  • Bank account management
  • Customizable spending categories
  • Financial health dashboard
  • Detailed graphs and visualizations
Features
Read full description

Track Monthly Income and Expenses Easily: Use the Records feature to monitor your monthly income and expenses without hassle. Manage Your Bank Accounts: With the Accounts feature, add and track your bank accounts or any other accounts you wish to follow. Create Custom Categories: The Category feature allows you to create personalized categories for your income and expenses. Visualize Your Finances: The Dashboard feature provides an overview of your account statuses and allows you to track your financial health with detailed graphs.

About

Waterfall

Features
Read full description

WATERFALL โ€” SEE WHERE YOUR MONEY GOES Budgeting shouldn't feel like homework. Waterfall shows your finances the way water flows โ€” income pours in from the top, expenses branch out below. One look and you instantly know where every dollar went. No charts to decode. No spreadsheets to maintain. Just a beautiful, flowing picture of your money. โ— WHY PEOPLE LOVE WATERFALL "Finally, a budget app I actually understand." โ€” That's what we hear most. Other apps give you pie charts and bar graphs. Waterfall gives you something better: clarity. โ†’ Income flows in from the TOP as a single stream โ†’ Expenses branch DOWNWARD like a waterfall โ†’ Thick branches = heavy spending โ†’ Thin branches = light spending โ†’ The pool at the bottom = your remaining savings It's budgeting you can feel, not just read. โ— RIDICULOUSLY FAST Adding an expense takes 2 seconds: 1. Tap + 2. Enter amount 3. Pick category That's it. No forms, no mandatory notes, no friction. We designed every pixel so your thumb does the work. โ— FEATURES YOU'LL ACTUALLY USE โ—† Waterfall Visualization Animated money flow with smooth transitions. Tap any branch to drill into transaction details. Watch your savings pool grow (or shrink) in real time. โ—† Recurring Bills & Income Rent, subscriptions, salary โ€” set them once to repeat daily, weekly, monthly, or yearly. Waterfall adds them automatically so nothing slips through. โ—† Smart Calendar See your spending by day. Darker dots = bigger spending days. Tap any date to see exactly what you bought. โ—† Searchable History Find that one transaction from three weeks ago in seconds. No endless scrolling. โ—† Custom Categories Food, Transport, Bills, Shopping, Entertainment, Health โ€” all built in. Add your own with custom icons and colors. โ—† Monthly Comparison Swipe between months. See if you're spending more or less than last month. No complex reports needed. โ—† Daily Reminder An optional gentle evening nudge to log your day. Habits beat willpower. โ—† Speaks Your Language 50 languages and 100+ currencies. Waterfall works the way you do, wherever you are. โ— YOUR PRIVACY IS SACRED All data lives on YOUR device. No account required. No bank login. No cloud. We literally cannot see your financial data โ€” by design. โ— FREE FIRST, PREMIUM OPTIONAL Almost everything in Waterfall is free. Premium supports development and unlocks: โ€ข No ads โ€” ever โ€ข Unlimited custom categories โ€ข Export to PDF & Excel Flexible monthly or annual plans โ€” go annual and save 45%. โ— BUILT FOR REAL PEOPLE Waterfall isn't for accountants or finance nerds. It's for: โ€ข You, if you've tried budgeting and quit โ€ข You, if pie charts make your eyes glaze over โ€ข You, if you just want to know "where did my money go?" โ€ข You, if you need something that takes seconds, not minutes Download Waterfall and finally see where your money goes โ€” beautifully. SUBSCRIPTIONS This app offers auto-renewable subscriptions. - Payment will be charged to your Apple ID account at confirmation of purchase. - Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. - Your account will be charged for renewal within 24 hours prior to the end of the current period. - You can manage or cancel your subscription in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Save Wallet4 screens
Waterfall4 screens

Verdict

The call

The clearest difference is update cadence: Save Wallet at weekly against Waterfall's every 5 months. Waterfall's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Save Wallet ships an update weekly, Waterfall every 5 months. The most recent releases landed on October 14, 2026 and October 31, 2026 respectively.

Scorecard2 real differences ยท 6 level
Save Wallet versus Waterfall: the parameters behind the verdict, then further details
ParameterSave WalletWaterfall
PriceFreeFree
Positive reviews100.0% of reviewsโ€”
Update frequencyWeekly โ€” betterEvery 5 months
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supportedโ€”
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS16.013.0 โ€” better
Further details โ€” not scored
Size4 MB38 MB
Age rating4+4+
DeveloperMerve Sena BulgurluHafid Zaini

In-app purchases

None

Save Wallet

No in-app purchases

None

Waterfall

No in-app purchases

Questions

Is Save Wallet free?
Save Wallet is free to download, with no in-app purchases.
Is Waterfall free?
Waterfall is free to download, with no in-app purchases.
Do Save Wallet or Waterfall have ads?
Both Save Wallet and Waterfall show ads.
Which is updated more often, Save Wallet or Waterfall?
Save Wallet ships an update weekly, and Waterfall every 5 months. Most recently, Save Wallet was updated on October 14, 2026 and Waterfall on October 31, 2026.

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