Thrift King vs Golgoru
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Thrift King
Visualize spending habits as stocks or coins to understand financial tendencies. Offers motivational quotes to foster a frugal mindset and personalized advice for better money management.
- Spending habit visualization
- Motivational saving quotes
- Personalized financial advice
- Frugal mindset development
- Financial decision support
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The app aims to help users understand their spending habits and make better financial decisions. It visualizes users' tendencies to spend indiscriminately, without considering their income, in the form of stocks or coins. This allows users to recognize their spending patterns and find better ways to manage their finances. Additionally, the Broke Quotes feature helps users develop a frugal mindset towards luxury items. This feature provides quotes that can inspire a shift in financial thinking and motivate users towards saving and investing. Main Features Spending Habit Visualization: Analyzes user spending data and provides visualizations in the form of stocks or coins. Broke Quotes: Offers motivational quotes about saving and investing. Personalized Financial Advice: Provides tailored financial management advice based on the user's spending patterns. Font - mansae, dosghothic https://github.com/hurss/fonts
Golgoru
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Golgoru gathers your scattered accounts into one view and works out the gap between the allocation you want and what you actually hold. ■ Three ways to start · Take a look around — every screen, filled with sample holdings. No account, no sign-up, nothing to type. · Enter it yourself — keep your accounts and holdings inside the app. The data stays on this device. · Import from a screenshot — capture your brokerage app, paste it in, and Golgoru reads the symbols, quantities and average prices. Text recognition happens on the device. ■ What you see · Dashboard — total assets, cash weight, allocation by asset class, market indicators and a news digest on one screen. · Asset ranking — by account, by asset class, by holding, with live prices. Tap a holding for chart, analysis and news. · Allocation — how far each account sits from its target weight, and the amount that would close the gap. · Rebalancing plan — the gap turned into per-account buy and sell orders. Execute them in your brokerage app, tick them off, and your ledger updates. · Portfolio analysis — a 100-point health score, concentration, country and sector spread, dividends, 1/3/5/10-year projections. · Review — spots what you are overweight in, then suggests targets and per-account adjustments to match how much risk you want to take. Every calculation runs inside the app. · Draft & Commons — try an ETF mix before you buy it, and look at mixes other people have drafted. · News & reports — news on what you hold and watch, brokerage reports, and automatic translation of foreign-language articles. ■ Your data is yours · There is no account and no sign-in. The app has no login step at all. · Amounts, currency conversion and allocation are all worked out on the device. · Your holdings live on this device and move between your own devices through your own iCloud. They are not stored on our servers. · The one exception is a mix you publish to Commons yourself. Only symbols and weights go up — never the amount invested, the share count or the value — and nothing identifies who posted it. · This app does not place orders. You trade in your brokerage app. · App lock, Keychain storage and protection of local cache files are supported. · Diagnosis, target suggestions and rebalancing maths all happen inside the app. Your holdings are never sent to an outside AI. ■ iPhone · iPad · Mac One app. It folds into a tab bar on a narrow screen and opens into a sidebar and multiple columns on a wide one. No screen loses features along the way. ■ It suits you if · You open three brokerage apps and add the totals up by hand. · You have decided on your target weights but have no idea how far off you are right now. · You would like to draft an ETF mix before you buy it. ※ The analysis and suggestions in this app are reference material, not investment advice or a recommendation. Every investment decision, and its outcome, is yours. Prices and financial data come from outside providers and may be delayed or wrong.
Screenshots
Verdict
The clearest difference is in-app purchases: Golgoru at none against Thrift King's 1. Thrift King's advantage is iOS requirement (12.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Thrift King sells 1 one-off in-app purchase. Golgoru asks for nothing beyond the download.
Thrift King ships an update daily, Golgoru every 2 days. The most recent releases landed on October 4, 2026 and October 12, 2026 respectively.
| Parameter | Thrift King | Golgoru |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Daily — better | Every 2 days |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 61 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Yoonjik Cho | dong sik park |
In-app purchases
Thrift King
- Premium$3.95
Golgoru
No in-app purchases





