Central Trust vs Lending Expert
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Central Trust
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The Central Trust (CT) App provides an efficient, secure & clear pathway to completing your mortgage application from your mobile phone or tablet. CT customers will have the facilities to complete identity and facial recognition checks, upload & e-sign documentation, as well as communicate directly with our expert team via secured messaging, to ensure a seamless journey from application to completion. We will guide you through the process every step of the way. In order to learn more about the products and services we offer, please visit www.centraltrust.co.uk. Central Trust Limited is authorised and regulated by the Financial Conduct Authority under number 739724. You wonβt be charged for downloading or using the Central Trust App. Your home may be repossessed if you do not keep up repayments on your mortgage.
Lending Expert
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Lending Expert is a secure and quick way to apply for a low rate loan. With the app you can make a new application, verify your identity or provide us with important documents. What's also great about our app is there is no need to send documents in post, or provide information by email or telephone. Everything we need for your loan application can be done securely and conveniently within the app. You can ask our advisors questions or request updates on the progress of your loan application 24/7. Download the app today to begin your journey with Lending Expert.
Screenshots
Verdict
Central Trust and Lending Expert are too close to call on the numbers: across 6 compared parameters β price, update cadence, ads and in-app purchases among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 8, 2026 and September 10, 2026 respectively.
| Parameter | Central Trust | Lending Expert |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 | 16.6 |
| Further details β not scored | ||
| Size | 47 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Central Trust | LENDING EXPERT GROUP LIMITED |
In-app purchases
Central Trust
No in-app purchases
Lending Expert
No in-app purchases
Questions
Is Central Trust free?
Is Lending Expert free?
Do Central Trust or Lending Expert have ads?
Which is updated more often, Central Trust or Lending Expert?
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