Comparison

Central Trust vs Lending Expert

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Central Trust

Read full description

The Central Trust (CT) App provides an efficient, secure & clear pathway to completing your mortgage application from your mobile phone or tablet. CT customers will have the facilities to complete identity and facial recognition checks, upload & e-sign documentation, as well as communicate directly with our expert team via secured messaging, to ensure a seamless journey from application to completion. We will guide you through the process every step of the way. In order to learn more about the products and services we offer, please visit www.centraltrust.co.uk. Central Trust Limited is authorised and regulated by the Financial Conduct Authority under number 739724. You won’t be charged for downloading or using the Central Trust App. Your home may be repossessed if you do not keep up repayments on your mortgage.

About

Lending Expert

Features
Read full description

Lending Expert is a secure and quick way to apply for a low rate loan. With the app you can make a new application, verify your identity or provide us with important documents. What's also great about our app is there is no need to send documents in post, or provide information by email or telephone. Everything we need for your loan application can be done securely and conveniently within the app. You can ask our advisors questions or request updates on the progress of your loan application 24/7. Download the app today to begin your journey with Lending Expert.

Screenshots

Central Trust4 screens
Lending Expert4 screens

Verdict

The call

Central Trust and Lending Expert are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 8, 2026 and September 10, 2026 respectively.

ScorecardNo meaningful differences
Central Trust versus Lending Expert: the parameters behind the verdict, then further details
ParameterCentral TrustLending Expert
PriceFreeFree
Update frequencyEvery 4 monthsEvery 4 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone
Requires iOS16.616.6
Further details β€” not scored
Size47 MB50 MB
Age rating4+4+
DeveloperCentral TrustLENDING EXPERT GROUP LIMITED

In-app purchases

None

Central Trust

No in-app purchases

None

Lending Expert

No in-app purchases

Questions

Is Central Trust free?
Central Trust is free to download, with no in-app purchases.
Is Lending Expert free?
Lending Expert is free to download, with no in-app purchases.
Do Central Trust or Lending Expert have ads?
Neither Central Trust nor Lending Expert shows ads.
Which is updated more often, Central Trust or Lending Expert?
Central Trust ships an update every 4 months, and Lending Expert every 4 months. Most recently, Central Trust was updated on September 8, 2026 and Lending Expert on September 10, 2026.

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