Comparison

Shadow vs Hoya Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Shadow

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Shadow helps you connect to the decentralized web — a new internet. The decentralized web puts people first, cutting out untrustworthy intermediaries and safeguarding privacy. With direct digital ownership, it gives everyone more control and unlocks the true potential of the internet. Key Features: • Lightning-fast transactions with minimal fees • Transfer tokens and NFTs in a matter of seconds • Effortlessly manage multiple accounts • Complete control over your assets, no compromises • Fully private, with no personal information required • Secure your wallet with biometric authentication Download Shadow, add some crypto, and explore the decentralized web today!

About

Hoya Pay

Features
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HoyaPay — All-in-one digital asset HoyaPay is your smart digital finance partner, combining asset management with virtual/prepaid card services. Easily apply for cards, top up, spend, and manage assets—all through a secure, intuitive app. Key Features Global Access: Available for users in multiple regions. Quick Onboarding: Verify identity and activate cards in-app. Multi-Chain Top-Up: Supports major blockchain networks. Secure & Compliant: Follows local regulations with licensed partners. Online & In-Store Spending: Use with supported merchants. Instant Alerts: Real-time transaction notifications. Clear Asset Tracking: View balances and history anytime. Advanced Security: Multi-layer protection for your account. All-in-One Management Track cards, assets, and spending in one place—easy and efficient. Our Mission We aim to make digital finance safe, simple, and fair. Whether you're new or experienced, HoyaPay helps you thrive in the digital economy. Web: https://www.hoyapay.com Contact us: support@hoyapay.com

Screenshots

Shadow4 screens
Hoya Pay4 screens

Verdict

The call

The clearest difference is update cadence: Hoya Pay at every 10 days against Shadow's every 3 weeks. Shadow's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Shadow ships an update every 3 weeks, Hoya Pay every 10 days. The most recent releases landed on October 27, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 4 level
Shadow versus Hoya Pay: the parameters behind the verdict, then further details
ParameterShadowHoya Pay
PriceFreeFree
Update frequencyEvery 3 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.4 — better15.0
Further details — not scored
Size30 MB150 MB
Age rating17+4+
DeveloperVIV3 Inc.Bi Te Bao Technology Co., Ltd.

In-app purchases

None

Shadow

No in-app purchases

None

Hoya Pay

No in-app purchases

Questions

Is Shadow free?
Shadow is free to download, with no in-app purchases.
Is Hoya Pay free?
Hoya Pay is free to download, with no in-app purchases.
Do Shadow or Hoya Pay have ads?
Neither Shadow nor Hoya Pay shows ads.
Which is updated more often, Shadow or Hoya Pay?
Shadow ships an update every 3 weeks, and Hoya Pay every 10 days. Most recently, Shadow was updated on October 27, 2026 and Hoya Pay on October 30, 2026.

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