Hakach vs Swaply (by Trouve Tech)

Hakach: Your Trusted Partner for Secure Global Transactions Hakach is your reliable solution for executing financial transactions across borders. Whether you are supporting family, settling payments for services, or handling international business needs, our app offers a fast, secure, and compliance-focused way to transact with several countries worldwide. Why Choose Hakach? We combine global speed with strictly regulated local compliance. Hakach recognizes that every region is unique. Our platform adapts to offer you the specific services legally permitted in your jurisdiction, ensuring your transactions are always safe and compliant. Services Tailored to Your Jurisdiction We operate through dedicated legal entities to ensure strict adherence to local financial laws. Depending on where you transact from, your service is managed by the appropriate local specialist: • WAEMU Zone: Transactions are managed by our licensed entity within the region. • CEMAC Zone: Regional services are operated by our authorized subsidiary. • International & Other Regions: Global operations are managed by our international headquarters. Core Features • Real-Time Tracking: Monitor your transactions every step of the way. Know exactly when your funds are received. • Dynamic Exchange Rates: We provide transparent, competitive rates adjusted to market dynamics at the moment of processing. • Multiple Payment Options: Fund your transactions via bank deposit, mobile wallet, or card, depending on your region's available infrastructure. • Strict Security: Your data is protected by industry-standard encryption. We enforce mandatory identity verification (KYC) to keep the ecosystem safe for all users. Secure & Compliant Your security is our priority. We enforce a strict Name Conformity Policy—you must fund transactions from an account registered in your own name. We do not facilitate third-party payments, ensuring a secure environment free from fraud. How It Works: 1. Create an Account: Sign up and complete your ID verification. 2. Select Destination: Choose your recipient’s country and enter their details. 3. Transact: Select your payment method and confirm the amount. 4. Track: Receive instant notifications as your transaction progresses. Download Hakach today to experience a faster, more secure way to manage your international transactions.

Description Swaply is a currency-swap app that lets you exchange Nigerian Naira (NGN) and West African CFA Franc (XOF) quickly, securely, and at transparent rates. What you can do with Swaply •⁠ ⁠Swap NGN → XOF and XOF → NGN in a few taps •⁠ ⁠See the live exchange rate and the exact amount your recipient will receive, before you confirm •⁠ ⁠Pay out to a Nigerian bank account or to MTN, Moov, and Celtiis mobile-money wallets in Benin •⁠ ⁠Track every transaction with a clear receipt and reference number •⁠ ⁠Secure your account with Face ID, Touch ID, and passcodes. Built for people who move between Nigeria and Benin Whether you're a trader sending working capital across the border, a student paying fees, a family member supporting relatives, or a traveller who needs local currency on arrival, Swaply removes the friction of currency conversion. How it works Swaply does not hold your money. Every transaction is processed by our licensed payment partners — Paystack for Nigerian bank debits, and Kkiapay for mobile-money payouts in Benin — so your funds move directly between regulated institutions. Swaply is the interface; the money never sits with us. Security and compliance Swaply is operated by Trouve Tech Limited, a company duly registered in Nigeria. We follow KYC and anti-money-laundering requirements in Nigeria and Benin Republic, encrypt your data in transit and at rest, and give you in-app controls to access, export, or delete your account at any time. Questions? Email contact@swaply.africa. Read our Privacy Policy at https://www.swaply.africa/privacy-policy.