Wally AI vs Wally

Wally is one AI agent for your whole financial life. Ask it to cancel a subscription, watch a bill or plan your month, and it does the work, with your accounts, budget, savings and investments in one place. Bring your banks, credit cards and brokerages together through Plaid in about a minute. Wally reads everything, read-only, always, then gets to work. It works with banks and credit unions across the US and Canada. WHAT WALLY FINDS • Subscriptions and recurring bills in your accounts, and in Gmail or Outlook if you connect them • Price hikes, duplicate charges, free trials about to charge and bank fees, like overdraft and monthly account fees • Bills before they charge, and a budget built from your own usual spending WHAT WALLY DOES FOR YOU • Cancels subscriptions in its own browser while you watch, then checks your statement. You sign in yourself; your password goes to that company, never to Wally • Asks your bank's chat or secure messages for a one-time courtesy refund of a fee (not guaranteed) • Runs the checks and reminders you set in chat until you say stop ALSO IN WALLY • Agents that watch around the clock: overspend warnings, bill watch, low-balance guard, payday planner, stock move watcher • Budgets that build themselves and warn you before you blow them • Better rates and fewer fees, found in your own accounts: high-yield savings, no-fee plans, lower-rate options • Debt tracked, with refinancing flagged the moment it is worth moving • Investments tracked, with a full page for every stock and research argued bull and bear • Add anything by hand: cash, accounts, recurring bills and your own categories • Cash-flow forecasts so bills never surprise you • Ask Wally anything about your money and get answers grounded in your real data WHY WALLY IS DIFFERENT Tracking apps show you your money but do not act on it. Generic AI chatbots cannot see your accounts. Your bank only sells you its own products. Wally reads your real numbers and does the work for you. BUILT TO BE TRUSTED • Read-only, always: Wally can look but never move your money • Bank-level 256-bit encryption • Credentials go straight to your bank via Plaid; Wally never sees them • When Wally signs in to cancel something, your password goes to that site, never to Wally • No ads, no data selling, no kickbacks: Wally answers to you alone • Cancel anytime, export your data whenever you like ONE PLAN, EVERYTHING IN IT Monthly, or yearly with a 7-day free trial. Everything in Wally is included. Cancel anytime in your App Store settings. Download Wally and put your AI money agent to work. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Wally keeps your budget on your phone. There's no bank login and nothing to sync. Tell it when you get paid and how much, and your balance moves on payday without you touching it. Add the accounts you actually use, checking or savings or cash, set the opening balance once, and Wally keeps it current as you log what you spend. Put your monthly bills in with their due dates and it reminds you before they land. Spending goes into categories you make yourself. Three questions and the category exists; the fiddly settings are there when you want them and out of the way when you don't. The charts show what came in against what went out, and how fast a budget is running down rather than only how much is left. Pay with your phone and Wally can pick the purchase up on its own, ready for you to check or already filed. If you share money with someone, a household budget puts the same categories in front of both of you. There's an assistant built in that reads your own numbers and answers questions about them: How much can I save this month? Where am I overspending? What should I cut first? You can lock the whole app behind Face ID. Wally speaks English, German, Spanish, French and Portuguese. Terms of Use: https://wallybudgeting.app/terms Privacy Policy: https://wallybudgeting.app/privacy