Fully Noded vs EarnUSD

Fully Noded - Join Market is a dedicated Join Market client. It works by connecting to your Join Market server remotely or locally. If you run FN-JM on a Mac you can run your Join Market server on the same machine or connect via Tor remotely. FN-JM offers full functionality as exposed by the Join Market API. This means you can initiate conjoin transactions and even earn a small return on your utxo's by turning on the "maker".

EarnUSD is your smart lending rate monitor and yield tracker — built for users who want to stay informed about funding market trends without complexity. SAFE BY DESIGN EarnUSD uses restricted, read-only API access to monitor your portfolio. We never execute trades, transfer funds, or move money. Your assets stay in your own account at all times. We are not a custodian, broker, or money transmitter. KEY FEATURES DAILY YIELD SUMMARY A clean daily push notification at 04:00 UTC shows your lending interest from the previous day across all your supported markets. Wake up informed, no spreadsheet needed. SMART RATE ALERTS Set your own rate thresholds and get pushed the instant market rates exceed your level. Per-market 30-minute cooldown prevents spam. LIVE MARKET CHARTS 24-hour rate timeseries for three supported funding markets. See FRR (Flash Return Rate) trends, identify peak hours, plan your next move. PORTFOLIO DASHBOARD Annualized rate (APR) display. Track principal, interest earned, lending limit usage, and active offers in real time. Multi-currency totals. 7-LANGUAGE SUPPORT English, Traditional Chinese, Simplified Chinese, Vietnamese, Russian, Spanish, and Portuguese (Brazil). Choose at signup or anytime in Settings — a feature most competitors do not offer. NATIVE EXPERIENCE • Light + dark mode auto-follow system • Tap notifications to jump directly to the relevant tab • Per-market notification toggles • Offline state detection with retry SUBSCRIPTION Premium subscribers unlock 24-hour rate charts, alerts across all supported markets, daily yield push, and advanced lending analytics. Manage your subscription at earn-usd.com. DISCLAIMER EarnUSD displays public funding market data via the Bitfinex Funding API. Supported markets are USD, USDT, and BTC funding pools. We are not affiliated with iFinex Inc. Market data is for informational purposes only and does not constitute financial advice. Lending in funding markets carries risks including principal loss, counterparty default, and market volatility. Always do your own research. SUPPORT Email: service@earn-usd.com Web: earn-usd.com FAQ: earn-usd.com/faq Privacy: earn-usd.com/privacy Terms: earn-usd.com/terms