BICE Advisory vs Not Pato
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
BICE Advisory
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APP de BICE Advisory para ver carteras de inversiones de forma consolidada.
Not Pato
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Not Pato is the personal finance app built for Chile. Connect it to your bank, track what you spend, and let Pato help you keep your money under control, no spreadsheets and no hassle. Track effortlessly ⢠Connect your bank and your transactions come in on their own, already categorized. ⢠Your Apple Pay purchases are logged automatically and matched to the bank transaction, with no duplicates. ⢠Paid in cash? Just log it with a WhatsApp message. ⢠Or add it by hand in seconds. Recurring expenses and subscriptions ⢠Pato detects your subscriptions on its own by reading your bank activity. ⢠Netflix, Spotify, the gym, insurance and everything charged month after month, together and organized. ⢠It reminds you before each charge so nothing catches you off guard. Understand where your money goes ⢠Automatic categorization, with clean merchant names and their logos. ⢠Create unlimited custom categories and budgets. ⢠Filter your transactions by date or by card. ⢠Monthly balance, reports and statistics for the full picture. Always up to date ⢠Smart notifications and reminders. ⢠Your upcoming charges front and center the moment you open the app. Your data, protected ⢠Lock the app with Face ID or fingerprint. ⢠Your data is encrypted and yours alone. Not Pato is a subscription app: you need a Not Pato Pro or Ultra subscription to use it, available via in-app purchase. Both plans include every feature; the only difference is how many banks you can connect. ā Plan differences ā ⢠Pro: up to 2 connected banks. ⢠Ultra: unlimited connected banks. ā Pricing ā Pro ⢠Monthly: $2,990 CLP/month (auto-renewing) ⢠Annual: $24,990 CLP/year (save 30%, equivalent to $2,083/month) Ultra ⢠Monthly: $4,990 CLP/month (auto-renewing) ⢠Annual: $49,990 CLP/year (save 16%, equivalent to $4,166/month) Payment will be charged to your Apple ID account upon confirmation of purchase. Your subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage and cancel your subscription anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://notpato.app/terminos
Screenshots
Verdict
The clearest difference is in-app purchases: BICE Advisory at none against Not Pato's 5. BICE Advisory also leads on ads (none vs shown) and device support (3 vs 1). On price, update cadence and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Not Pato sells 5 in-app purchases, starting at $1.99 per month. BICE Advisory asks for nothing beyond the download.
BICE Advisory ships an update every 3 weeks, Not Pato fortnightly. The most recent releases landed on September 5, 2026 and September 21, 2026 respectively.
| Parameter | BICE Advisory | Not Pato |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Fortnightly ā better |
| Ads | No ā better | Yes |
| In-app purchases | No ā better | Yes |
| Devices | iPhone, iPad, iPod ā better | iPhone |
| Requires iOS | 15.1 ā better | 16.4 |
| Further details ā not scored | ||
| Size | 30 MB | 89 MB |
| Age rating | 4+ | 4+ |
| Developer | Fintree Servicios y Asesorias Financieras SpA | Cristian Ugarte |
In-app purchases
BICE Advisory
No in-app purchases
Not Pato
- Plan Lite3 Days trial$1.991 Month
- Pro3 Days trial$2.991 Month
- Ultra$3.991 Month
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- Pro Annual3 Days trial$22.991 Year
- Ultra anual$24.991 Year





