Not Pato - Expense tracker

Not Pato - Expense tracker

Budget, savings & money

0 ratings
Free
In-App PurchasesWith Ads

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Details

Released
May 1, 2026
Updated
October 27, 2026

Features

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About

Not Pato is the personal finance app built for Chile. Connect it to your bank, track what you spend, and let Pato help you keep your money under control, no spreadsheets and no hassle. Track effortlessly • Connect your bank and your transactions come in on their own, already categorized. • Your Apple Pay purchases are logged automatically and matched to the bank transaction, with no duplicates. • Paid in cash? Just log it with a WhatsApp message. • Or add it by hand in seconds. Recurring expenses and subscriptions • Pato detects your subscriptions on its own by reading your bank activity. • Netflix, Spotify, the gym, insurance and everything charged month after month, together and organized. • It reminds you before each charge so nothing catches you off guard. Understand where your money goes • Automatic categorization, with clean merchant names and their logos. • Create unlimited custom categories and budgets. • Filter your transactions by date or by card. • Monthly balance, reports and statistics for the full picture. Always up to date • Smart notifications and reminders. • Your upcoming charges front and center the moment you open the app. Your data, protected • Lock the app with Face ID or fingerprint. • Your data is encrypted and yours alone. Not Pato is a subscription app: you need a Not Pato Pro or Ultra subscription to use it, available via in-app purchase. Both plans include every feature; the only difference is how many banks you can connect. — Plan differences — • Pro: up to 2 connected banks. • Ultra: unlimited connected banks. — Pricing — Pro • Monthly: $2,990 CLP/month (auto-renewing) • Annual: $24,990 CLP/year (save 30%, equivalent to $2,083/month) Ultra • Monthly: $4,990 CLP/month (auto-renewing) • Annual: $49,990 CLP/year (save 16%, equivalent to $4,166/month) Payment will be charged to your Apple ID account upon confirmation of purchase. Your subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage and cancel your subscription anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://notpato.app/terminos
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What's New in Not Pato

2.5

October 27, 2026

Ask Pato to remind you. Say "remind me about rent on the 5th" and it's set. All your reminders live in one list inside the chat, and you can edit or delete them whenever you want. Your investments, finally visible. Time deposits stop sitting mixed in with your cards: they get their own list and their own screen, showing what you put in and what you've earned. Pato can comment on your spending. Turn it on in Notifications and he'll speak up when a transaction is worth mentioning. It ships off: you turn it on. Search your chat. Find any conversation with Pato by what was said, without scrolling through the whole thing. Notifications, finally sorted. One screen separates what Pato thinks, which you can mute, from what he tells you about your money. Each with its own switch. Categories and budgets, in one place. Every category gets its own screen with what you spent and its cap, and you edit it right there. You can also reorder them however you like and see the full month at a glance. Make them yours. Pick the color with the iOS color picker, so you can use any color and not just the ones in the row. And the emoji comes from your iPhone keyboard, with its search and your most-used ones at hand: before it was 26 colors and a list of 217 emoji. One more tone for Pato. There are three now: no slang, with slang, and Toxic. The last one calls you clueless and laughs at you, and you have to go looking for it. Tell him if the answer helped. Pato's messages now carry a thumbs up and a thumbs down, so he learns what you like to read. Installments on recurring expenses. Tell it how many there are and which one you're on, and the app keeps count. Pick your text size. Three sizes inside the app. Haptics of our own. Confirm, swipe, celebrate: every moment has its own tap. Faster under the hood. We rebuilt the app's foundations, and the screens, sheets and bottom bar are native iOS components: long lists, scrolling and animations all run smoother.

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Subscriptions & In-App Purchases

Plan Lite

Sin conexión bancaria

$1.991 Month
3 Days trial
How to cancel Not Pato subscription ⁉️