SaveMoneyCL vs Not Pato
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SaveMoneyCL
This platform helps you save money by discovering discounts and managing your personal finances. It offers an AI assistant to track spending and allows you to connect bank accounts for a consolidated view of your transactions.
- Discover discounts and benefits
- Filter by category and merchant
- AI-powered personal finance assistant
- Connect bank accounts via Apple Wallet/Email
- Consolidated transaction overview
- Share financial accounts
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SaveMoney es la app para ordenar tus finanzas personales con los bancos chilenos. Junta tus gastos e ingresos en un solo lugar, para que sepas en qué se te va la plata y decidas mejor. Conecta tu banco directo desde la app y tus movimientos llegan solos, sin exportar cartolas ni anotar nada. Cada compra, pago y transferencia aparece ordenada en SaveMoney. Funciona con Banco Estado, Santander, Banco de Chile, Itaú, Banco Falabella, BICE, Lider BCI, BCI, Scotiabank, Security y más. Si tu banco te manda un correo por cada compra, SaveMoney también puede registrar tus movimientos desde ahí, sea cual sea tu banco. Si pagas con Apple Wallet, crea una automatización y cada compra queda registrada al instante. Y si prefieres anotar a mano, escríbele a la app, mándale un audio o una foto de la boleta, y la IA lo registra por ti. Tus movimientos se ordenan por categoría. Crea presupuestos, recibe alertas y comparte una cuenta con tu pareja para llevar las finanzas juntos. Lisa es tu asistente financiera con IA. Pregúntale cuánto gastaste en comida este mes o en qué se te fue la plata, y te responde con tus propios movimientos. La app también trae un mapa con los descuentos de tus tarjetas y clubes. Filtra por día, ubicación, tarjeta o club, y encuentra dónde te conviene pagar hoy. Tus datos van cifrados. La conexión con tu banco es de solo lectura, así que SaveMoney no puede hacer transferencias ni mover tu plata. Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Not Pato
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Not Pato is the personal finance app built for Chile. Connect it to your bank, track what you spend, and let Pato help you keep your money under control, no spreadsheets and no hassle. Track effortlessly • Connect your bank and your transactions come in on their own, already categorized. • Your Apple Pay purchases are logged automatically and matched to the bank transaction, with no duplicates. • Paid in cash? Just log it with a WhatsApp message. • Or add it by hand in seconds. Recurring expenses and subscriptions • Pato detects your subscriptions on its own by reading your bank activity. • Netflix, Spotify, the gym, insurance and everything charged month after month, together and organized. • It reminds you before each charge so nothing catches you off guard. Understand where your money goes • Automatic categorization, with clean merchant names and their logos. • Create unlimited custom categories and budgets. • Filter your transactions by date or by card. • Monthly balance, reports and statistics for the full picture. Always up to date • Smart notifications and reminders. • Your upcoming charges front and center the moment you open the app. Your data, protected • Lock the app with Face ID or fingerprint. • Your data is encrypted and yours alone. Not Pato is a subscription app: you need a Not Pato Pro or Ultra subscription to use it, available via in-app purchase. Both plans include every feature; the only difference is how many banks you can connect. — Plan differences — • Pro: up to 2 connected banks. • Ultra: unlimited connected banks. — Pricing — Pro • Monthly: $2,990 CLP/month (auto-renewing) • Annual: $24,990 CLP/year (save 30%, equivalent to $2,083/month) Ultra • Monthly: $4,990 CLP/month (auto-renewing) • Annual: $49,990 CLP/year (save 16%, equivalent to $4,166/month) Payment will be charged to your Apple ID account upon confirmation of purchase. Your subscription renews automatically unless you cancel at least 24 hours before the end of the current period. You can manage and cancel your subscription anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://notpato.app/terminos
Screenshots
Verdict
The clearest difference is ads: SaveMoneyCL at none against Not Pato's shown. SaveMoneyCL also leads on device support (3 vs 1). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SaveMoneyCL sells 1 in-app purchase, starting at $4.99 per month and Not Pato sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
SaveMoneyCL ships an update monthly, Not Pato fortnightly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | SaveMoneyCL | Not Pato |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) — better | — |
| Positive reviews | 85.7% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 69 MB | 107 MB |
| Age rating | 17+ | 4+ |
| Developer | Martin Alamos Illanes | Cristian Ugarte |
In-app purchases
SaveMoneyCL
- Saver Plus14 Days trial$4.991 Month
Not Pato
- Plan Lite3 Days trial$1.991 Month
- Pro3 Days trial$2.991 Month
- Ultra$3.991 Month
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- Pro Annual3 Days trial$22.991 Year
- Ultra anual$24.991 Year









