JTR Mobile vs PPCBank

Built for simplicity, security, and convenience, JTR Mobile is your everyday banking companion—whether you're at home, at work, or on the move. From daily transactions to managing your personal finances, JTR Mobile puts you in control—anytime, anywhere. Key Features • Easy self-activation in just a few steps • Fast, secure login with PIN or biometrics • Intuitive interface for smooth, effortless navigation • Save frequent transactions to “Favorites” for quicker access • Real-time access to account balances and transaction history • Instant push notifications for incoming and outgoing transactions • Transfer funds within J Trust Royal or to other banks via Bakong • Pay bills for utilities, mobile top-up, internet, and more • Full card control—activate, pay, set limits, and view statements • Dual-language support: English and Khmer • Stay updated with the latest offers and promotions on the home screen • Built-in security settings: auto logout, PIN change, biometric toggle, and app deactivation • Find nearby branches and ATMs, and connect with our 24/7 Customer Care Center

PPCBank mobile banking is a secure application from Phnom Penh Commercial Bank Plc. It lets you effortlessly manage your finances, budget, and access smart financial advice. With PPCBank mobile banking, you can access a range of features such as: Seamless Account Opening Instantly open a PPCBank Fast Account in just a few simple steps using Cambodian or Korea Phone Number—anytime, anywhere. Comprehensive Financial Snapshot View your savings and loan balances in a unified interface for real-time financial insight. Remote Account Management Open or close deposit and loan accounts from the convenience of your mobile device. Smart Transfers Make instant or scheduled transfers between PPCBank accounts or to other local banks in real-time via Bakong and the National Clearing House. International Transfers Made Easy Send funds overseas through SWIFT, Western Union, or manage inward telegraphic transfers (ITT) efficiently. Cardless Cash Withdrawals Withdraw cash securely at PPCBank ATMs without using a physical card. Mobile & Prepaid Top-Up Recharge mobile credits and prepaid cards with either pinless or pin-code options. Card Services Management Apply for new cards, or manage existing ones securely and efficiently through the app. Convenient Bill Payments Pay utility bills and merchant invoices directly through the app. Instant QR Payment in Cambodia and Overseas Instantly scan and pay at any KHQR-supported store, including ThaiQR, VietQR, and LaoQR. Rewards Tracking View and manage reward points earned from transactions, redeemable for exclusive gifts. Multilingual Support Use the app in your preferred language—available in five languages including Khmer, English, Chinese, Korean and Japanese for broader accessibility. Location Services Easily find ATMs, CDMs, branches, and partner merchants offering corporate discounts. Additional Features Enjoy continuous enhancements for an even better digital banking experience. App Permission: You are required by the app store to accept App Permissions to allow access to certain functions on your device. Functions will not be access until you use the associated feature, such as using your location to find PPCBank nearest branch/ATM. Terms/service agreement: at any PPCBank branch For more information visit: www.ppcbank.com.kh Phnom Penh Commercial Bank Plc. © 2025