SecureGift vs Vadera

SecureGift™ is a gift card with an app. No numbers are printed on the card - use the app to view card details and add to mobile wallet, providing gift card management all in one place. Two Ways to Spend: • To shop in-store, tap or insert the gift card into a chip reader. • To shop online, hold the gift card to your smartphone to get the card details and add to your mobile wallet. Learn more at SecureGift.com. SecureGift™ Mastercard® Gift Cards are issued by Pathward®, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Cards may be used in the U.S. and District of Columbia everywhere Debit Mastercard is accepted. No cash or ATM access. See Cardholder Agreement for details. Cards are distributed and serviced by InComm Financial Services, Inc., which is licensed as a Money Transmitter by the New York State Department of Financial Services. NMLS ID# 912772.

Banking for the modern entrepreneurs & creators. Vadera Capital delivers digital financial tools for entrepreneurs, freelancers, creators, and founders. Whether you’re monetizing content or scaling a business, Vadera gives you control, clarity, and speed—without the fluff. Vadera provides FDIC-insured checking accounts through i3 Bank, plus a sleek platform to track your money in real time and a Visa® debit card accepted nationwide¹. — FEATURES THAT MATTER FDIC-Insured Accounts² Open a secure digital checking account provided by i3 Bank, Member FDIC. Track Income Instantly View earnings, spending, and movement of money in real time. Physical & Virtual Debit Cards Use your Vadera Visa® Debit Card¹ in-store, online, or via mobile wallet. Send & Receive Money Easily Move funds via ACH, internal transfers, or bank-to-bank. Built-In Security Includes biometric login, 2FA, fraud alerts, and full encryption. Data-Driven Insights Business-minded tools that help you track performance and unlock creator financing (where eligible). — Disclosures ¹ Visa is a registered trademark of Visa U.S.A. Inc. The Vadera Capital Visa Debit Card is issued by i3 Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. ² Banking services are provided by i3 Bank, Member FDIC. FDIC insurance covers eligible deposits up to $250,000. Accounts are eligible for pass-through deposit insurance only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. There may be a risk that pass-through deposit insurance is not available because conditions have not been satisfied. In such cases, funds may not be fully insured in the event the insured depository institution where the funds have been deposited were to fail. Vadera Capital is not an FDIC-insured bank, and deposit insurance covers the failure of an insured bank. Vadera Capital is a financial technology company and is not a bank. Creator-based financing is subject to eligibility and third-party approval.