FPA Publications vs Reducify

PUBLICATIONS INCLUDED: Journal of Financial Planning (monthly): Since 1979, the award-winning Journal of Financial Planning has introduced financial professionals to history-making concepts such as Monte Carlo simulation and safe retirement withdrawal rates. Readers trust the nonprofit objectivity and peer-reviewed content of this official FPA publication. With monthly feature articles, interviews, columns, and peer-reviewed research contributions, the Journal is a valued media resource that provides a pulse-check of the industry to readers to help them serve their clients better. Next Generation Planner (monthly): The FPA Next Generation Planner (NGP) provides content for new financial planners that is incredibly practical and ridiculously valuable, helping them to develop personally and professionally as they work their way toward their most important career goals. Financial Services Review (quarterly): Financial Services Review (FSR) is the official publication of the Academy of Financial Services (AFS). The primary objective of this refereed academic journal is to encourage rigorous empirical research that examines individual behavior in terms of financial planning and services. It is co-published with the Financial Planning Association. FPA MEMBERS: FREE access with email address and FPA member ID as password. For additional assistance, please contact member services at 800.322.4237, option 2, between 9 am and 6:30 pm ET, or e-mail MemberServices@onefpa.org SUBSCRIPTIONS THROUGH APPLE: The yearly subscription is an auto-renewing subscriptions. The price for the subscription is $89.99 for a year. Payment for this subscription will be charged to your iTunes account upon purchase and is handled exclusively by Apple. The subscription will auto-renew within 24 hours of the current subscription expiring. Auto-renewing subscriptions can be managed via Account Settings allowing them to be turned off. No cancellations of the current subscription are allowed during the active subscription period. Links: Terms of Service: https://www.pagesuite.com/terms-of-service/ Privacy Policy: https://www.pagesuite.com/privacy-policy/

Most graduates enter student loan repayment without a plan. Reducify helps you change that. Reducify helps graduating seniors take control of their student loans before repayment begins. Instead of entering repayment unprepared, use this time to build a plan, reduce risk, and start strong. Designed for new graduates navigating student loan repayment, Reducify gives you the tools to take action, not just track your debt. What You Can Do With Reducify: • Build Your Game Plan Create a personalized approach to managing your loans during the transition from school to repayment. • Track Your Progress Log payments, monitor your progress, and stay accountable to your goals. • Stay Accountable Connect with an accountability partner to stay consistent and motivated. • Learn What Matters Access short, easy-to-understand financial lessons designed for recent grads. • Know Where You Stand Track your financial readiness with a personalized readiness score. Why Reducify? Most borrowers enter repayment without a plan leading to missed payments, stress, and long-term debt. Reducify changes that by helping you take action early when your decisions matter most. Built From Real Experience After paying off $130,000 in student loan debt in 2.5 years, we built Reducify to help others take control of their financial future with structure, accountability, and the right tools at the right time. Important Notes • Reducify does not process loan payments. All payments are made directly through users’ loan servicers. • Access to premium features requires purchase of a Reducify program access plan. Make your transition from college to repayment count. Download Reducify and take control of your student loans today.