Derayah Smart vs Kafaa | كفاءة
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Derayah Smart
This platform automates investment and financial goal planning. It manages personalized portfolios based on your objectives and risk tolerance, offering real-time performance tracking. Start investing simply, smartly, and securely.
- Goal-based investment planning
- Automated portfolio management
- Smart rebalancing
- Easy account opening
- Real-time performance visibility
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Derayah Smart is a robo-advisory platform that helps you invest and plan for your financial goals—automatically and intelligently. Whether you’re saving for retirement, a house, or your child’s education, Derayah Smart manages a personalized portfolio aligned with your goals and risk profile. Key Features: • Goal-based investment planning • Automated portfolio management and smart rebalancing • Easy account opening and funding • Real-time visibility into your performance and progress Start investing with confidence—Derayah Smart makes goal-based investing simple, smart, and secure.
Kafaa | كفاءة
Invest in Sharia-compliant Sukuk and exclusive opportunities through a secure, digital platform. Manage your portfolio and track returns easily, whether you're a beginner or experienced investor.
- Invest in Sukuk
- Exclusive investment opportunities
- Fully digital and secure
- Sharia-compliant
- Portfolio management
- Track returns instantly
- Dedicated support
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With the Kafaa Capital app, you can invest in Sukuk and carefully selected investment opportunities in a fully digital, secure, and Sharia-compliant way. The app is designed to be simple and user-friendly, so you can start your investment journey in just minutes: - Invest in Sukuk and exclusive opportunities - High security and full regulatory compliance (licensed by the Capital Market Authority) - Manage your portfolio and track returns instantly - Dedicated support team always ready to help Whether you’re a beginner or an experienced investor, Kafaa gives you a seamless investment experience that helps you reach your financial goals with confidence and ease. Start investing today with Kafaa!
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Verdict
The clearest difference is rating: Kafaa | كفاءة at 5.0 against Derayah Smart's 2.9. Kafaa | كفاءة also leads on update cadence (every 9 days vs every 3 weeks) and device support (3 vs 1). Derayah Smart's advantage is monetization model (free vs ad-supported) and ratings volume (9 vs 1). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kafaa | كفاءة holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: Derayah Smart has 9 ratings behind it against 1, so its average is the more settled of the two.
Derayah Smart ships an update every 3 weeks, Kafaa | كفاءة every 9 days. The most recent releases landed on June 7, 2026 and September 22, 2026 respectively.
| Parameter | Derayah Smart | Kafaa | كفاءة |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (9 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 9 — better | 1 |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 70 MB | 147 MB |
| Age rating | 4+ | 17+ |
| Developer | DERAYAH FINANCIAL | Kafaa Capital |
Customer experience
Derayah Smart
Kafaa | كفاءة
In-app purchases
Derayah Smart
No in-app purchases
Kafaa | كفاءة
No in-app purchases
Questions
Is Derayah Smart free?
Is Kafaa | كفاءة free?
Which has better reviews, Derayah Smart or Kafaa | كفاءة?
Do Derayah Smart or Kafaa | كفاءة have ads?
Which is updated more often, Derayah Smart or Kafaa | كفاءة?
Other comparisons
