BMD Kubera vs ChoiceWorth

Our expertise, your wealth story. Steer your investments with a clean and elegant interface using BMD Kubera™. Chart your investment story using our latest app, and invest in Mutual Funds across AMCs, grow consistently with SIPs, create short, mid and long-term Goals, and plan for a relaxed, secure life with SWP (Systematic Withdrawal Plans). Key Features: Investments At-A-Glance: A simple and elegant overview of all your important asset classes such as mutual funds and stocks. Family mode: View, supervise and manage your family members' investments all in one go. Plan, build and sustain long-term wealth for your family. Our SIPahi™ advisory helps you focus on each family member’s portfolio and view family-level aggregate performance consistently from the convenience of your phone. Notifications: Stay on top of your game with crucial updates pushed directly to you, when you need it most. Timely reminders for any upcoming transactions, as well as personalised outreach via the app, directly to your screen. Digital Vault: Get access to key documents, and upload/ download key documents anytime, anywhere. Goals: Create your custom goals and let the app visualise exactly how much you need to meet any goal’s expenses. Link or un-link any investment to particular goals, helping you balance your investments suitable to each goal. SIP + SIP Delay Calculator: The best time to invest? It’s today! While the SIP Calculator shows you your investment journey from the present day, our SIP Delay Calculator allows you to view exactly how much opportunity cost you could incur if your SIP is delayed, enabling you to view an honest beginner’s roadmap. Aim to grow for the long term with easy, gradual investment steps, specifically guided by our expert SIPahi™ advisory. NFO: Participate in the latest investment opportunities. Explore the most updated, live New Fund Offer (NFO)’s. Service Requests: Raise a service request conveniently via the app; be it a Mutual Fund scheme query, portfolio review, clearing crucial doubts, exploring the most suitable investment option or sitting over a coffee and setting goals, our SIPahi™ network is committed to serving you with the best solution possible. Quick Browse: Search for any scheme in the quick browse button and explore a world of investment opportunities. Benefits: Plan your lifestyle with My Goal- Track how YOU can meet expenses for holidays, lifestyle purchases, children’s education or retirement. SIP comparison- Compare SIP performance across any AMC, to help you pick your choice of entry into the investment world. Tailor-made advisory- Your goals, our expert SIPahi ™ advisory. Leverage our deep, trusted market expertise for customised boutique financial products true to your requirements, be it your lifestyle needs or business growth capital. True recommendations: We analyse economic growth drivers, fiscal policy and a host of current affairs to pick sectoral, thematic, cap wise funds as well as protect your downside with debt, overnight or balanced advantage/hybrid funds, and align our SIPahi™ advisory to suit your horizon. About BMD Kubera™: A Digital-First Initiative by BMD Group, a true custodian of trust and renown in the financial services industry. An homage to the Lord of Wealth, Kubera, BMD Kubera™ is a visionary initiative deeply focused on building, sustaining and growing wealth. Embracing the true might of customer-obsession and focused servicing, we deploy the latest experiential digital technology to help clients plan their investments, review portfolios, offer expert SIPahi™ recommendations and customised boutique financial products true to their requirements across lifestyle and business growth. Your lifestyle is our compass, for wealth must be directed as per your dreams.

ChoiceWorth brings 59 tools together for money, car decisions and everyday plans. Start with a calculation, keep the details, and see what needs your attention next. YOUR LIFE, ORGANIZED • Bills & Renewals: keep due dates, expected amounts, cancellation deadlines and payment history together. • Receipts & Warranties: save purchase details, original documents, return dates and warranty deadlines. • Decision Projects: compare options, record ongoing costs, keep notes and checklists, and choose an outcome. • Money Plans: track savings contributions and withdrawals, or compare repayment strategies across multiple debts. • My Vehicles: start from a saved car deal, log actual costs and keep service schedules and odometer readings in view. SEE THE WHOLE CAR DEAL Calculate payments, interest, taxes, fees and total cost. Save scenarios in Deals, compare them side by side, and carry the same numbers into rate shopping or quote checking. Explore extra payments and export an amortization CSV or printable comparison. Scan & Compare reads a PDF or image on your device. Review the original, correct the suggested numbers and confirm them before saving a quote or receipt. Keep the source document attached for later. FOR AUTOMOTIVE PROFESSIONALS Vehicle Profit Planner brings acquisition, preparation and holding costs into a contribution-profit estimate and target purchase ceiling. Dealer Follow-ups adds editable delivery and funding checklists. Deal Jacket, Deal Menu, reserve, commission and scoreboard tools keep the wider deal in view. MORE EVERYDAY TOOLS Mortgage, refinance, savings, investment and budget calculators; notes, to-dos and drawing; converters, tip and discount math, fuel and trip costs, timers, world clocks and more. A WORKSPACE YOU CAN RETURN TO • Home brings upcoming dates, decisions and progress together. • Search tools, plans, tasks and notes; pin the tools you use most. • Saved life records retain versions you can inspect and restore as separate records. • A Mac sidebar, keyboard search and layouts that adapt to iPhone and iPad. • Light and dark appearances, optional reminders and exportable backups. PRIVATE BY DESIGN No ChoiceWorth account, ads or analytics. Text recognition uses Apple frameworks on your device, without an external AI service. Supported records, attached documents and life-record versions can sync through your private iCloud account when available. Garage scenarios, deal notes, calculator inputs and settings remain local unless you export or back them up. iCloud availability depends on your Apple account and settings. Money tracking is manual: ChoiceWorth does not connect to a bank, make payments or cancel subscriptions. Calculations are estimates based on the inputs and assumptions shown. Verify your contract, lender terms, taxes and deadlines. Reminders are optional and require notification permission on each device. Currency-rate updates require an internet connection; cached estimates are labeled.