PhosPay vs The Invoice Maker Free
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PhosPay
Manage your money with a comprehensive fintech platform. Send money instantly, pay bills, make QR code transactions, and grow your savings with competitive interest rates.
- Instant money transfers
- Bill payments
- QR code transactions
- Savings accounts
- Competitive interest rates
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PhosPay is a comprehensive fintech platform offering a range of financial services including instant money transfers, bill payments, QR code transactions, and savings with competitive interest rates.
The Invoice Maker Free
This app uses AI to quickly create professional invoices and estimates by voice or photo. It helps freelancers and small businesses get paid faster by accepting payments, tracking expenses, and generating reports. It also offers a client portal for easy document management.
- AI voice-to-invoice creation
- AI photo-to-estimate generation
- 23 professional PDF templates
- Accept payments via multiple gateways
- Smart expense tracking with receipt scanning
- Client portal for document viewing and payment
- Reporting for tax preparation
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Create professional invoices and estimates in under 60 seconds — just speak or snap a photo. The Invoice Maker Free is the AI-powered invoicing app built for freelancers, contractors, and small business owners who want to get paid faster. Whether you're a roofer, plumber, electrician, painter, landscaper, or consultant — create, send, and collect payment from anywhere. AI VOICE-TO-INVOICE Just speak naturally: "Invoice John Smith for kitchen remodel, $5,000 labor, $2,000 materials." The AI extracts everything — client, line items, amounts — and builds your invoice instantly. No typing required. AI PHOTO-TO-ESTIMATE Snap a photo of any job site. Our AI analyzes the image, identifies materials, extracts measurements, and generates a detailed estimate with line items — trained for 10+ trades including plumbing, electrical, roofing, HVAC, painting, and more. 23 PROFESSIONAL PDF TEMPLATES Impress every client with beautifully designed invoice templates. Customize with your logo, brand colors, and tagline. Preview live before sending. Save presets for instant reuse. GET PAID 5X FASTER Accept payments via Stripe, PayPal, Venmo, Zelle, Cash App, bank transfer, or QR code. Clients tap one button to pay. Track partial payments, request deposits, set milestone billing, and auto-charge late fees. Automated reminders do the follow-up for you. COMPLETE DOCUMENT SUITE Create invoices, estimates, quotes, work orders, proforma invoices, credit notes, delivery notes, purchase orders, and debit notes — all from one app. Convert accepted estimates into invoices with a single tap. SMART EXPENSE TRACKING Scan receipts with AI — vendor, amount, date, and category extracted automatically. Track job costs, view category breakdowns, and export everything for tax season. AI auto-tags expenses with tax categories. CLIENT PORTAL Every document you send includes a professional web page. Clients view, accept, decline, pay, and download PDFs — no app needed on their end. You get real-time notifications when they open, view, or pay. REPORTS & TAX PREP Revenue dashboard, profit & loss, cash flow forecast, client profitability rankings, estimate conversion funnel, and tax preparation reports — all built in. Export as PDF or CSV for your accountant. BUILT FOR YOUR BUSINESS • Recurring Invoices: Auto-bill on any schedule • Multi-Currency: 150+ currencies supported • Multiple Business Profiles: Run separate businesses from one app • Price Book: Save services and materials for quick reuse • Change Orders: Track project amendments • Before/After Photos: Document project progress • Offline-First: Works without internet, syncs when connected • Biometric Security: Face ID and Touch ID protection AVAILABLE IN 8 LANGUAGES English, Spanish, French, German, Japanese, Chinese, Arabic, and Thai. Start invoicing for free today. Upgrade to Pro for unlimited invoices, all 23 templates, recurring billing, and advanced analytics. Terms of Use: https://trybillly.com/terms.html Privacy Policy: https://trybillly.com/privacy.html Disclaimer: Free Maker - Invoice Creator is not affiliated with, endorsed by, or sponsored by Stripe, PayPal, Venmo, Zelle, Cash App, Apple, Google, or any of their respective parent companies. All third-party trademarks, logos, and brand names mentioned are the property of their respective owners and are used for identification purposes only. Payment processing is handled directly through the respective third-party platforms. Free Maker does not process, store, or handle any payment transactions on behalf of users.
Screenshots
Verdict
The clearest difference is in-app purchases: PhosPay at none against The Invoice Maker Free's 4. PhosPay also leads on update cadence (weekly vs monthly) and ratings volume (3 vs 1). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. The Invoice Maker Free sells 4 in-app purchases, starting at $9.99 per 7 days. PhosPay asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for PhosPay against 5.0 for The Invoice Maker Free. Both are backed by a comparable volume of ratings — 3 and 1 respectively.
PhosPay ships an update weekly, The Invoice Maker Free monthly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | PhosPay | The Invoice Maker Free |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (1 ratings) |
| Number of ratings | 3 — better | 1 |
| Update frequency | Weekly — better | Monthly |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 103 MB | 64 MB |
| Age rating | 17+ | 4+ |
| Developer | Phospay Business | Tripviler Co., Ltd. |
In-app purchases
PhosPay
No in-app purchases
The Invoice Maker Free
- Weekly Pro - 3 days Trial3 Days trial$9.997 Days
- Weekly Pro$9.997 Days
- Monthly Pro$19.991 Month
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- Yearly Pro$119.991 Year









