Comparison

PhosPay vs The Invoice Maker Free

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PhosPay

Manage your money with a comprehensive fintech platform. Send money instantly, pay bills, make QR code transactions, and grow your savings with competitive interest rates.

Highlights
  • Instant money transfers
  • Bill payments
  • QR code transactions
  • Savings accounts
  • Competitive interest rates
Features
Read full description

PhosPay is a comprehensive fintech platform offering a range of financial services including instant money transfers, bill payments, QR code transactions, and savings with competitive interest rates.

About

The Invoice Maker Free

This app uses AI to quickly create professional invoices and estimates by voice or photo. It helps freelancers and small businesses get paid faster by accepting payments, tracking expenses, and generating reports. It also offers a client portal for easy document management.

Highlights
  • AI voice-to-invoice creation
  • AI photo-to-estimate generation
  • 23 professional PDF templates
  • Accept payments via multiple gateways
  • Smart expense tracking with receipt scanning
  • Client portal for document viewing and payment
  • Reporting for tax preparation
Features
Read full description

Create professional invoices and estimates in under 60 seconds — just speak or snap a photo. The Invoice Maker Free is the AI-powered invoicing app built for freelancers, contractors, and small business owners who want to get paid faster. Whether you're a roofer, plumber, electrician, painter, landscaper, or consultant — create, send, and collect payment from anywhere. AI VOICE-TO-INVOICE Just speak naturally: "Invoice John Smith for kitchen remodel, $5,000 labor, $2,000 materials." The AI extracts everything — client, line items, amounts — and builds your invoice instantly. No typing required. AI PHOTO-TO-ESTIMATE Snap a photo of any job site. Our AI analyzes the image, identifies materials, extracts measurements, and generates a detailed estimate with line items — trained for 10+ trades including plumbing, electrical, roofing, HVAC, painting, and more. 23 PROFESSIONAL PDF TEMPLATES Impress every client with beautifully designed invoice templates. Customize with your logo, brand colors, and tagline. Preview live before sending. Save presets for instant reuse. GET PAID 5X FASTER Accept payments via Stripe, PayPal, Venmo, Zelle, Cash App, bank transfer, or QR code. Clients tap one button to pay. Track partial payments, request deposits, set milestone billing, and auto-charge late fees. Automated reminders do the follow-up for you. COMPLETE DOCUMENT SUITE Create invoices, estimates, quotes, work orders, proforma invoices, credit notes, delivery notes, purchase orders, and debit notes — all from one app. Convert accepted estimates into invoices with a single tap. SMART EXPENSE TRACKING Scan receipts with AI — vendor, amount, date, and category extracted automatically. Track job costs, view category breakdowns, and export everything for tax season. AI auto-tags expenses with tax categories. CLIENT PORTAL Every document you send includes a professional web page. Clients view, accept, decline, pay, and download PDFs — no app needed on their end. You get real-time notifications when they open, view, or pay. REPORTS & TAX PREP Revenue dashboard, profit & loss, cash flow forecast, client profitability rankings, estimate conversion funnel, and tax preparation reports — all built in. Export as PDF or CSV for your accountant. BUILT FOR YOUR BUSINESS • Recurring Invoices: Auto-bill on any schedule • Multi-Currency: 150+ currencies supported • Multiple Business Profiles: Run separate businesses from one app • Price Book: Save services and materials for quick reuse • Change Orders: Track project amendments • Before/After Photos: Document project progress • Offline-First: Works without internet, syncs when connected • Biometric Security: Face ID and Touch ID protection AVAILABLE IN 8 LANGUAGES English, Spanish, French, German, Japanese, Chinese, Arabic, and Thai. Start invoicing for free today. Upgrade to Pro for unlimited invoices, all 23 templates, recurring billing, and advanced analytics. Terms of Use: https://trybillly.com/terms.html Privacy Policy: https://trybillly.com/privacy.html Disclaimer: Free Maker - Invoice Creator is not affiliated with, endorsed by, or sponsored by Stripe, PayPal, Venmo, Zelle, Cash App, Apple, Google, or any of their respective parent companies. All third-party trademarks, logos, and brand names mentioned are the property of their respective owners and are used for identification purposes only. Payment processing is handled directly through the respective third-party platforms. Free Maker does not process, store, or handle any payment transactions on behalf of users.

Screenshots

PhosPay4 screens
The Invoice Maker Free4 screens

Verdict

The call

The clearest difference is in-app purchases: PhosPay at none against The Invoice Maker Free's 4. PhosPay also leads on update cadence (weekly vs monthly) and ratings volume (3 vs 1). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. The Invoice Maker Free sells 4 in-app purchases, starting at $9.99 per 7 days. PhosPay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for PhosPay against 5.0 for The Invoice Maker Free. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

UpkeepUpdate frequency

PhosPay ships an update weekly, The Invoice Maker Free monthly. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 5 level
PhosPay versus The Invoice Maker Free: the parameters behind the verdict, then further details
ParameterPhosPayThe Invoice Maker Free
PriceFreeFree
Rating5.0 (3 ratings)5.0 (1 ratings)
Number of ratings3 — better1
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size103 MB64 MB
Age rating17+4+
DeveloperPhospay BusinessTripviler Co., Ltd.

In-app purchases

None

PhosPay

No in-app purchases

4 purchases

The Invoice Maker Free

Subscriptions4
  • Weekly Pro - 3 days Trial3 Days trial$9.997 Days
  • Weekly Pro$9.997 Days
  • Monthly Pro$19.991 Month
Show 1 more
  • Yearly Pro$119.991 Year

Questions

Is PhosPay free?
PhosPay is free to download, with no in-app purchases.
Is The Invoice Maker Free free?
The Invoice Maker Free is free to download, with in-app purchases available.
Which has better reviews, PhosPay or The Invoice Maker Free?
PhosPay and The Invoice Maker Free are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.
Do PhosPay or The Invoice Maker Free have ads?
Neither PhosPay nor The Invoice Maker Free shows ads.
Which is updated more often, PhosPay or The Invoice Maker Free?
PhosPay ships an update weekly, and The Invoice Maker Free monthly. Most recently, PhosPay was updated on October 30, 2026 and The Invoice Maker Free on October 31, 2026.

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