Comparison

Xpend vs TrueBalance Tracking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xpend

Features
Read full description

Xpend is the ultimate expense tracking app designed to simplify the way you manage your finances. With an intuitive interface, Xpend categorizes your expenses, helping you understand where your money is going without overwhelming you with unnecessary features. Easily track your spending, view average monthly expenses for each category, and adjust your habits to spend more or less based on your financial goals. Xpend is perfect for those who want a streamlined approach to budgeting, and we're continuously adding exciting new features to enhance your experience. Start taking control of your finances today with Xpend!

About

TrueBalance Tracking

Manage your money effortlessly by tracking bills, splitting expenses, and monitoring debts. Gain a clear overview of your finances with a centralized dashboard and smart alerts to avoid missed payments.

Highlights
  • Bill tracking and reminders
  • Expense splitting with friends
  • Debt and savings goal management
  • Financial dashboard overview
  • Payment history and organization
  • Optional app lock for privacy
Features
Read full description

Take control of your money with TrueBalance Tracker Track bills, split expenses, and manage what you owe — all in one simple, organized app. Whether you're keeping up with monthly payments, sharing costs with friends, or working toward savings or debt goals, TrueBalance gives you a clear picture of where you stand. ALL YOUR FINANCES IN ONE PLACE See your full financial picture at a glance with a clean dashboard, including bills, balances, and activity. TRACK MONEY WITH PEOPLE Easily manage who owes you and who you owe. Keep a history of payments and stay organized without spreadsheets or notes. STAY ON TOP OF BILLS Never miss a payment. Get alerts for upcoming, due, and overdue bills so you always know what’s coming next. SPLIT EXPENSES INSTANTLY Quickly divide costs between friends or groups with a built-in split calculator. EXPENSES TRACKERS detailed insights along with new graphs, including a current month vs. prior month comparison to help you quickly spot trends and changes in your spending. REACH YOUR GOALS Track savings and debt goals with clear progress and visual history to stay motivated. SMART ALERTS Stay ahead with reminders for bills and recurring payments. REMINDERS Stay organized with the new reminders feature—designed to help you remember when to review your finances or use specific cards at the right time. OPTIONAL APP LOCK Keep your financial information private with secure access. TrueBalance Tracker is designed to be simple, clear, and practical — so you can focus less on tracking and more on making progress.

Screenshots

Xpend4 screens
TrueBalance Tracking4 screens

Verdict

The call

The clearest difference is iOS requirement: Xpend at 17.2 against TrueBalance Tracking's 26.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly daily. The most recent releases landed on September 8, 2026 and September 15, 2026 respectively.

Scorecard1 real difference · 8 level
Xpend versus TrueBalance Tracking: the parameters behind the verdict, then further details
ParameterXpendTrueBalance Tracking
PriceFreeFree
Rating—5.0 (4 ratings) — better
Number of ratings—4 — better
Update frequencyDailyDaily
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone
Requires iOS17.2 — better26.4
Further details — not scored
Size16 MB4 MB
Age rating4+4+
DeveloperShiyas ShanvasDakoyta Parris

In-app purchases

None

Xpend

No in-app purchases

None

TrueBalance Tracking

No in-app purchases

Questions

Is Xpend free?
Xpend is free to download, with no in-app purchases.
Is TrueBalance Tracking free?
TrueBalance Tracking is free to download, with no in-app purchases.
Do Xpend or TrueBalance Tracking have ads?
Neither Xpend nor TrueBalance Tracking shows ads.
Which is updated more often, Xpend or TrueBalance Tracking?
Xpend ships an update daily, and TrueBalance Tracking daily. Most recently, Xpend was updated on September 8, 2026 and TrueBalance Tracking on September 15, 2026.

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