ether.fi vs NBS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ether.fi
A DeFi-native credit card that allows you to earn crypto rewards on everyday spending. Enjoy flexible payment options, exclusive member perks, and robust security features, all while maintaining control of your digital assets.
- Earn up to 4% cashback in crypto
- Spend anywhere cards are accepted
- DeFi-native and non-custodial
- Add to Apple Wallet
- Exclusive member perks
- Top-level security features
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A smarter credit card that puts you in control. Skip the bank fees and spend your money anywhere cards are accepted. DeFi-native and non-custodial - You control your crypto, always Up to 3% cashback on all purchases Add your card to Apple Wallet Flexible spending options that work for you Members get MANY exclusive perks: No transaction fees 24/7 priority support Premium metal card options Luxury hotel and flight discounts Purchase and travel baggage insurance Visa lounge access and concierge Top level security: Easy, secure sign up with passkeys Bank-grade security audits Freeze and unfreeze your card in a tap Advanced wallet protection Come say hello! Twitter: https://x.com/ether_fi Discord: https://discord.gg/ether-fi *Availability of the products and services on the ether.fi Cash app and any given features of such products may be subject to jurisdictional limitations.
NBS
Open an international account in minutes for global-minded Brazilians. Enjoy a dollar account with zero IOF, a VISA Infinite card, cashback on US stocks, and automatic yield above US fixed income. Experience fair exchange rates and full control of your funds with auto-custody.
- International dollar account
- Zero IOF on transactions
- VISA Infinite card
- Cashback on US stocks
- Automatic yield on investments
- Fair and transparent exchange rates
- Auto-custody for full control
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NBS is the dollar account for Brazilians who live, earn or invest beyond the real. PIX TO DOLLARS Deposit reais with Pix and hold dollars in seconds. The total cost, from 0.5%, is on screen before you confirm. No IOF. A US ACCOUNT IN YOUR NAME Receive by Wire and ACH into a US account in your own name. SEND WORLDWIDE Send to other countries in minutes. Pay anyone on NBS with an @, instantly. US STOCKS Buy tokenized US stocks and ETFs, right in the app. DOLLARS THAT EARN Your account balance earns every day, and you watch the yield live. VISA INFINITE CARD Pay anywhere in the world. The card's collateral keeps earning. For travellers, freelancers, digital nomads and investors who think global.
Screenshots
Verdict
The clearest difference is rating: ether.fi at 4.9 against NBS's 4.0. ether.fi also leads on update cadence (every 3 days vs monthly) and ratings volume (423 vs 4). NBS's advantage is ads (none vs shown). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ether.fi holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: ether.fi has 423 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 90% of ether.fi's written reviews are positive against 83% of NBS's.
ether.fi ships an update every 3 days, NBS monthly. Both last shipped on October 30, 2026.
| Parameter | ether.fi | NBS |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (423 ratings) — better | 4.0 (4 ratings) |
| Positive reviews | 90.4% of reviews — better | 83.3% of reviews |
| Number of ratings | 423 — better | 4 |
| Update frequency | Every 3 days — better | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 16.4 — better |
| Further details — not scored | ||
| Size | 173 MB | 105 MB |
| Age rating | 17+ | +12 |
| Developer | Ether.Fi SEZC | NEOBANKLESS BRASIL |
Customer experience
ether.fi
NBS
Bugs and requests
ether.fi
Reported bugs
4 issues- Withdrawal whitelist required
- Issues with adding funds (not receiving money)
- Referral bonus not credited
- Card activation issues
Requested features
5 requests- Add built-in staking option
- Display daily credited interest
- Add Traditional Chinese language support
- Integrate more local payment methods (Pix, BRL)
- Improve tracking of assets and transactions
NBS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ether.fi
No in-app purchases
NBS
No in-app purchases
